130 Carmen Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 130 Carmen Dr, Red Oak, TX 75154

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,906 sqft · built 1988
Lot Size	0.583 acres (25,403 sqft)
Owner	2 Individual Names on File
Last Sale	$220,500 (Nov 2020)
Tax Bill	$2,588 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R154043`

Property Details

APN / Parcel Number

Primary APN	`R154043`
Alternative APNs	`00788200401500111` `154043`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,906 sqft Living Area
Gross Area	2,192 sqft
1st Floor Area	1,444 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	25,403 sqft (0.583 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	304 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	130 CARMEN DR
City	RED OAK
State	TX
Zip	75154-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLK 4 RIDGE CREST ESTS #2 0.583 AC
Legal Subdivision	RIDGE CREST ESTS #2
Legal Block	4
Legal Lot Number	15
Jurisdiction	ELLIS TX
Township / Civil Division	WAXAHACHIE
Census Block Group	3
Census Block	3002
Census Tract	60207

Owner

130 Carmen Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Ellis County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	130 CARMEN DR, RED OAK, TX 75154-5104
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Dec 29, 2017	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 20, 2020 · Amount on File
Deed Sale	Nov 20, 2020 · Amount on File
Deed Document Number	202043012
Prior Transfer Date	Oct 20, 2020
Prior Transfer Doc	0000043012
Record Updated	Sep 20, 2026

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ELLIS TX
Recording Date	Nov 20, 2020
Property Address	130 CARMEN DR, RED OAK, TX 75154-5104
Document Number	0000043012
Instrument Date	Oct 20, 2020
Instrument	43012
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	OTHER

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	130 CARMEN DR RED OAK TX 751545104, RED OAK, TX 75154-5104

Mortgage

Document Number	43013
Date	Nov 20, 2020
Instrument	43013

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 19, 2035

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELLIS TX
Property Address	130 CARMEN DR, RED OAK, TX 75154-5104
Document Number	0000000923
Instrument Date	Dec 29, 2017
Transaction Type	Mortgage
Record Updated	Jan 18, 2018
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	130 CARMEN DR RED OAK TX 751545104, RED OAK, TX 75154-5104

Mortgage

Document Number	0000000923
Date	Jan 10, 2018
Instrument	923

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	180 Months
Due	Jan 9, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 130 Carmen Dr was $2,588 with a homeowner's exemption, down 4.3% from the year before.

Source: Ellis County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Ellis County
Unified School District	Red Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$315,000 (+10.67%) Land $95,000 Building $220,000	$315,000 (+7.14%) Land $95,000 Building $220,000
2025	$2,588.00 (-4.33%) Homeowner's exemption	$284,636 Land $95,000 Building $199,000	$294,000 Land $95,000 Building $199,000
2024	$2,705.00 (+14.76%)
2023	$2,357.00 Homeowner's exemption	$293,931 Land $75,000 Building $218,931	$293,931 Land $75,000 Building $218,931
2018	$3,392.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Carmen Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective October 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	4 (2015–2022)
Most Recent Claim	Aug 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 130 Carmen Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCKETT SUD serves 46,614 people · EPA ID TX0700033
Water Source	Purchased surface water from several systems
Last State Inspection	May 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Nextlink, Verizon.

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