128 Carmen Dr, Red Oak, TX 75154 Property Records

Ellis County property record for 128 Carmen Dr, Red Oak, TX 75154

Property Summary

Property TypeSingle Family Home
Details4 bd · 3.5 ba · 2,370 sqft · built 1988
Lot Size0.588 acres (25,594 sqft)
OwnerIndividual Name on File
Last Sale$490,770 (Aug 2024)
Tax Bill$6,654 (2025)
Deeds & MortgagesSep 2021 Mortgage
Jan 2023 Transfer
+ 5 more
Flood ZoneZone X (minimal risk)
APNR154052

Property Details

APN / Parcel Number

Primary APNR154052
Alternative APNs
  • 00788200401400111
  • 154052

Interior

Bedrooms4 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,370 sqft Living Area
Gross Area2,610 sqft
1st Floor Area2,110 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialBrick
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area25,594 sqft (0.588 acres)
Garage TypeDetached
Garage Area720 sqft
Parking Spaces3 Parking Spaces
PorchCovered Porch
Porch Area240 sqft
Storage Building160 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address128 CARMEN DR
CityRED OAK
StateTX
Zip75154-5104
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 14 BLK 4 RIDGE CREST ESTS #2 .588 AC
Legal SubdivisionRIDGE CREST ESTS #2
Legal Block4
Legal Lot Number14
JurisdictionELLIS TX
Township / Civil DivisionWAXAHACHIE
Census Block Group3
Census Block3002
Census Tract60207

Owner

Source: Ellis County records · APN R154052

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address128 CARMEN DR, RED OAK, TX 75154-5104
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 29, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Jan 04, 2023Correction Deed
Apr 19, 2022Vendor's Lien, Transfer · FHA Mortgage
LOANDEPOT.COM LLC
Sep 09, 2020Deed of Trust, Mortgage · VA Mortgage
VETERANS UNITED HM LNS
Jun 13, 2019Warranty Deed, Transfer · VA Mortgage
VETERANS UNITED HM LNS
Jan 25, 2019Grant Deed, Transfer
SHERMAN BRIDGE ALT FUND
Jan 25, 2019Warranty Deed, Transfer
ALAMO TITLE COMPANY, ALAMO TITLE CO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 05, 2024 · Amount on Record
Deed SaleAug 05, 2024 · Amount on Record
Prior SaleApr 19, 2022 · Amount on Record
Deed Document Number202424527
Prior Transfer DateMay 30, 2019
Prior Transfer Doc0000016445
Record UpdatedSep 20, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELLIS TX
Property Address128 CARMEN DR, RED OAK, TX 75154-5104
Transaction TypeMortgage
Record UpdatedNov 15, 2022
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0002143057
DateSep 29, 2021
Instrument2143057
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2051

January 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionELLIS TX
Recording DateJan 04, 2023
Property Address128 CARMEN DR, RED OAK, TX 75154-5104
Document Number0002300224
Instrument DateAug 01, 2022
Instrument2300224
Record UpdatedJan 19, 2023

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 CARMEN DR, RED OAK, TX 75154-5104

April 2022: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionELLIS TX
Recording DateApr 19, 2022
Property Address128 CARMEN DR, RED OAK, TX 75154-5104
Document Number0002216349
Map ReferenceCAB B SL 275
Instrument DateApr 15, 2022
Instrument2216349
Transaction TypeTransfer
Record UpdatedNov 15, 2022
Title CompanyCOMMUNITY NATIONAL TITLE, COMMUNITY NATIONAL TITLE LLC

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1003 PARKVIEW DRIVE, 1003, GRAND PRAIRIE, TX 75104

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 CARMEN DR, RED OAK, TX 75154-5104

Mortgage

Document Number0002216350
DateApr 19, 2022
Instrument2216350
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2052

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionELLIS TX
Property Address128 CARMEN DR, RED OAK, TX 75154-5104
Document Number0000033203
Instrument DateSep 09, 2020
Transaction TypeMortgage
Record UpdatedOct 21, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 CARMEN DR RED OAK TX 751545104, RED OAK, TX 75154-5104

Mortgage

Document Number0000033203
DateSep 17, 2020
Instrument33203
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 16, 2050

June 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELLIS TX
Recording DateJun 13, 2019
Property Address128 CARMEN DR, RED OAK, TX 75154-5104
Document Number0000016445
Instrument DateMay 31, 2019
Instrument16445
Transaction TypeTransfer
Record UpdatedJul 03, 2019
Title CompanyINDEPENDENCE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address128 CARMEN DR RED OAK TX 751545104, RED OAK, TX 75154-5104

Mortgage

Document Number16446
DateJun 13, 2019
Instrument16446
Lender
NameVETERANS UNITED HM LNS
TypeFunding / Finance Company
AddressCOLUMBIA, MO 65203
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJun 12, 2049

January 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionELLIS TX
Recording DateJan 25, 2019
Property Address128 CARMEN DR, RED OAK, TX 75154-5104
Document Number0000002313
Instrument DateJan 22, 2019
Instrument2313
Transaction TypeTransfer
Record UpdatedFeb 07, 2019
Title CompanyALAMO TITLE COMPANY, ALAMO TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address721 CHALK HILL LN DESOTO TX 751155109, DESOTO, TX 75115-5109

Mortgage

Document Number2314
DateJan 25, 2019
Instrument2314
Lender
NameSHERMAN BRIDGE ALT FUND
AddressIRVING, TX 75039
Agreement
AmountAmount Recorded

January 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionELLIS TX
Recording DateJan 25, 2019
Property Address128 CARMEN DR, RED OAK, TX 75154-5104
Document Number0000002311
Instrument DateJan 22, 2019
Instrument2311
Transaction TypeTransfer
Record UpdatedFeb 07, 2019
Title CompanyALAMO TITLE COMPANY, ALAMO TITLE CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2384 HIGHWAY 287 N #220 MANSFIELD TX 760639207, 220, MANSFIELD, TX 76063-9207

Tax Assessment & Valuation

Source: Ellis County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateTexas
CountyEllis County
Unified School DistrictRed Oak Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$457,596 (-1.17%) Land $95,000 Building $362,596$457,596 (-1.17%) Land $95,000 Building $362,596
2025$6,654.00 (-1.22%)$463,023 (+21.85%) Land $95,000 Building $368,023$463,023 (+21.85%) Land $95,000 Building $368,023
2024$6,736.00 (+19.94%)
2023$5,616.00 (+56.83%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$380,000 Land $75,000 Building $305,000$380,000 Land $75,000 Building $305,000
2018$3,581.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 9, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies7 in force
Nearby Flood Claims4 (2015–2022)
Most Recent ClaimAug 2022 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 65% of the US · lower than 90% of Texas
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
AT&T
Fixed Wireless · DSL
100 / 20

May also be available: AMG Technology Investment Group, Verizon.

Based on FCC filings for 181 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemROCKETT SUD
serves 46,614 people
Water SourcePurchased surface water from several systems
Last State InspectionMay 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting4
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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