1309 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1309 State St, Schenectady, NY 12304

Property Summary

Property Type	Apartments (5+ Units)
Details	3,086 sqft · built 1972
Lot Size	0.2 acres (8,700 sqft)
Owner	Company Name on Record
Last Sale	$25,000 (May 2021)
Tax Bill	$14,651 (2026)
Deeds & Mortgages	Aug 2026 Mortgage May 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.59-4-45`

Property Details

APN / Parcel Number

Primary APN	`421500 49.59-4-45`
Alternative APN	`150004905900040450000000`

Interior

Stories	2 Stories
Building Area	3,086 sqft Gross Area
Basement Area	1,066 sqft
Unfinished Basement	1,066 sqft

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Lot Area	8,700 sqft (0.2 acres)
Lot Dimensions	150 ft deep x 58 ft wide
Porch	Slab
Porch Area	353 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1309 STATE ST
City	SCHENECTADY
State	NY
Zip	12304-2725
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	05 - COMME
Legal Description	2 WOOD
Legal Block	4
Legal Lot Number	45.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	4
Census Block	4005
Census Tract	20700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7 VINEYARD CIR, CLIFTON PARK, NY 12065-5737
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2026	Quit Claim Deed, Transfer · Conventional Mortgage PRIORITY 1 ABSTRACT
May 3, 2021	Quit Claim Deed, Transfer Quitclaim
May 3, 2021	Quit Claim Deed, Transfer CITY OF SCHENECTADY
Feb 28, 2018	Grant Deed, Transfer
Sep 1, 2017	Tax Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2021 · Amount on Record
Deed Sale	May 3, 2021 · Amount on Record
Deed Document Number	202120057
Deed Book / Page	2057 / 836
Prior Transfer Date	Apr 19, 2021
Prior Transfer Doc	0000020057
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Aug 17, 2026
Property Address	1309 STATE ST, SCHENECTADY, NY 12304-2725
Document Number	0000018230
Book / Page	2177 / 816
Instrument Date	Jun 18, 2026
Instrument	202618230
Transaction Type	Transfer
Record Updated	Aug 26, 2026
Title Company	PRIORITY 1 ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	7 VINEYARD CIR, CLIFTON PARK, NY 12065-5737

Mortgage

Document Number	0000018231,
Date	Aug 17, 2026
Instrument	202618231

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 3, 2021
Property Address	1309 STATE ST, SCHENECTADY, NY 12304-2725
Document Number	0000020055
Book / Page	2057 / 831
Instrument Date	Apr 19, 2021
Instrument	202120055
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JAY ST, 105, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 JAY ST, SCHENECTADY, NY 12305-1905

May 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SCHENECTADY NY
Recording Date	May 3, 2021
Property Address	1309 STATE ST, SCHENECTADY, NY 12304-2725
Document Number	0000020057
Book / Page	2057 / 836
Instrument Date	Apr 19, 2021
Instrument	202120057
Transaction Type	Transfer
Record Updated	May 17, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$100.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 JAY ST, 105, SCHENECTADY, NY 12305-1905

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	377 THOMAS STREET, BROOKLYN, NY 11233

Mortgage

Document Number	0000020058
Date	May 3, 2021
Instrument	202120058

Lender

Name	CITY OF SCHENECTADY
Type	Government Agency

Agreement

Amount	Amount Recorded

February 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Feb 28, 2018
Property Address	1309 STATE ST, SCHENECTADY, NY 12304-2725
Document Number	0000009019
Book / Page	001982 / 000302
Instrument Date	Feb 28, 2018
Instrument	9019
Transaction Type	Transfer
Record Updated	Mar 9, 2018

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

September 2017: Tax Deed, Foreclosure

Document Type	Tax Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Sep 1, 2017
Property Address	1309 STATE ST, SCHENECTADY, NY 12304-2725
Document Number	0000039655
Book / Page	001970 / 000225
Instrument Date	Sep 1, 2017
Instrument	39655
Transaction Type	Foreclosure
Record Updated	Sep 6, 2017

Transaction

Amount	Amount Recorded
Tax	$2.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	105 JAY ST SCHENECTADY NY 123051905, SCHENECTADY, NY 12305-1905

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,651.00 (+252.87%)
2025	$4,152.00 (+85.03%)	$290,000 (+711.32%) Land $23,400 Building $266,600	$480,212 (+961.34%) Land $38,748 Building $441,464
2023		$35,744 (-) Land $23,400 Building $12,344	$45,246 (+3.8%) Land $29,621 Building $15,625
2022		$35,744 Land $23,400 Building $12,344	$43,590 Land $28,536 Building $15,054
2021	$2,244.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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