1308 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1308 State St, Schenectady, NY 12304

Property Summary

Property Type	Apartments (5+ Units)
Details	2,240 sqft · built 1980
Lot Size	0.147 acres (6,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$25,000 (May 2024)
Tax Bill	$7,545 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Apr 2023 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`421500 49.59-2-14`

Property Details

APN / Parcel Number

Primary APN	`421500 49.59-2-14`
Alternative APN	`150004905900020140000000`

Interior

Units	4 Units
Stories	2 Stories
Building Area	2,240 sqft Gross Area
Basement Area	1,120 sqft
Unfinished Basement	1,120 sqft

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	6,400 sqft (0.147 acres)
Lot Dimensions	160 ft deep x 40 ft wide
Porch	Slab
Porch Area	461 sqft

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1308 STATE ST
City	SCHENECTADY
State	NY
Zip	12304-2734
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	05 - COMME
Legal Description	2 WOOD AND BARN
Legal Block	2
Legal Lot Number	14.000
Jurisdiction	SCHENECTADY NY
Township / Civil Division	SCHENECTADY
Census Block Group	1
Census Block	1007
Census Tract	21700

Owner

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3088 CODDINGTON AVE, BRONX, NY 10461-6043
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Commercial Mortgage HOMETOWN EQUITY MORTGAGE
Apr 12, 2023	Warranty Deed, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO
Nov 15, 2022	Warranty Deed, Transfer · Conventional Mortgage LOGAN FINANCE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2024 · Amount on Record
Deed Sale	May 29, 2024 · Amount on Record
Prior Sale	Jan 8, 2016 · Amount on Record
Deed Document Number	202431928
Deed Book / Page	2131 / 964
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHENECTADY NY
Property Address	1308 STATE ST, SCHENECTADY, NY 12304-2734
Transaction Type	Mortgage
Record Updated	Jan 8, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3088 CODDINGTON AVE, BRONX, NY 10461-6043

Mortgage

Document Number	0000029735
Date	Dec 19, 2025
Instrument	202529735

Lender

Name	HOMETOWN EQUITY MORTGAGE
Type	Mortgage Company
Address	LAKE FOREST, CA 92630

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2055

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Apr 12, 2023
Property Address	1308 STATE ST, SCHENECTADY, NY 12304-2734
Document Number	0000020885
Book / Page	2106 / 106
Instrument Date	Feb 2, 2023
Instrument	202320885
Transaction Type	Transfer
Record Updated	Apr 27, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3088 CODDINGTON AVE, BRONX, NY 10461-6043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3088 CODDINGTON AVE, BRONX, NY 10461-6043

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Nov 15, 2022
Property Address	1308 STATE ST, SCHENECTADY, NY 12304-2734
Document Number	0000060127
Book / Page	2096 / 748
Instrument Date	Oct 19, 2022
Instrument	202260127
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	LEGACY TITLE SERVICES, LEGACY TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2008 THOUSAND ACRES RD, 2008, DELANSON, NY 12053-1908

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3088 CODDINGTON AVE, BRONX, NY 10461-6043

Mortgage

Document Number	0000060128
Date	Nov 15, 2022
Instrument	202260128

Lender

Name	LOGAN FINANCE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Tax Assessment & Valuation

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
Municipality	Schenectady City
Unified School District	Schenectady City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,545.00 (+0.55%)
2025	$7,504.00 (+4.94%)	$130,300 (-) Land $19,800 Building $110,500	$215,764 (+30.82%) Land $32,787 Building $182,977
2023		$130,300 (-) Land $19,800 Building $110,500	$164,937 (+3.8%) Land $25,063 Building $139,874
2022		$130,300 Land $19,800 Building $110,500	$158,902 Land $24,146 Building $134,756
2021	$7,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHENECTADY CITY WATER WORKS serves 62,000 people · EPA ID NY4600070
Water Source	Groundwater
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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