1303 State St, Schenectady, NY 12304 Property Records

Schenectady County and Schenectady City property record for 1303 State St, Schenectady, NY 12304

Property Summary

Property TypeCommercial
Lot Size0.116 acres (5,070 sqft)
OwnerIndividual Name on File
Tax Bill$648 (2026)
Flood ZoneZone X (minimal risk)
APN421500 49.59-4-48

Property Details

APN / Parcel Number

Primary APN421500 49.59-4-48
Alternative APN
  • 150004905900040480000000

Exterior

Lot Area5,070 sqft (0.116 acres)
Lot Dimensions112 ft deep x 45 ft wide

Utilities, Heating & Cooling

Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address1303 STATE ST
CitySCHENECTADY
StateNY
Zip12304
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning Code05 - COMME
Legal Description12 VACANT LOT
Legal Block4
Legal Lot Number48.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionSCHENECTADY
Census Block Group4
Census Block4005
Census Tract20700

Owner

1303 State St, a commercial property, is owned by an individual.

Source: Schenectady County and Schenectady City records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address516 TONY DR, SCHENECTADY, NY 12306-6729
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 1303 State St was $648, up 0.8% from the year before.

Source: Schenectady County and Schenectady City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
MunicipalitySchenectady City
Unified School DistrictSchenectady City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$648.00 (+0.78%)
2025$643.00$15,700 Land $8,200 Building $7,500$25,998 Land $13,579 Building $12,419
2023$15,700 (-) Land $8,200 Building $7,500$19,873 (+3.8%) Land $10,380 Building $9,493
2022$15,700 Land $8,200 Building $7,500$19,146 Land $10,000 Building $9,146
2021$636.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1303 State St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1303 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of New York
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSCHENECTADY CITY WATER WORKS
serves 62,000 people · EPA ID NY4600070
Water SourceGroundwater
Lead3 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 924 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

May also be available: T-Mobile.

Nearby Properties on State St

Nearby Streets

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