1309 Second Cedar Bluff St, Tipton, IA 52772 Property Records

Cedar County property record for 1309 Second Cedar Bluff St, Tipton, IA 52772

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 934 sqft · built 1965
Lot Size	0.412 acres (17,947 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,664 (2026)
Deeds & Mortgages	Jul 2026 Transfer Oct 2019 Refinance
Flood Zone	Zone X (minimal risk)
APN	`002005332310040`

Property Details

APN / Parcel Number

Primary APN	`002005332310040`
Alternative APN	`02000200533231004000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	934 sqft Living Area
Basement Area	864 sqft
Finished Basement	110 sqft
Unfinished Basement	864 sqft
Game Room	Game Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Metal
Lot Area	17,947 sqft (0.412 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	100 sqft
Patio Area	198 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1309 SECOND-CEDAR BLUFF ST
City	TIPTON
State	IA
Zip	52772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR BLUFF-MAYS ADDLOTS 6-8 EXC 14' L6 ADJ TO L5 BLK 4
Legal Range	04W
Legal Township	81N
Legal Section	33
Legal Subdivision	MAYS ADD
Legal Block	4
Legal Lot Number	8
Jurisdiction	CEDAR IA
Township / Civil Division	CASS
Census Block Group	4
Census Block	4090
Census Tract	450200

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1309 2ND CEDAR BLUFF ST, TIPTON, IA 52772-1211
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Oct 25, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance GREENSTATE CREDIT UNION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 28, 2026
Transfer Doc	0000002219
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CEDAR IA
Recording Date	Jul 28, 2026
Property Address	1309 SECOND-CEDAR BLUFF ST, TIPTON, IA 52772
Document Number	0000002219
Book / Page	1831 / 18
Instrument Date	Jul 28, 2026
Instrument	20262219
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1309 2ND CEDAR BLUFF ST, TIPTON, IA 52772-1211

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1309 SECOND-CEDAR BLUFF ST, TIPTON, IA 52772
Transaction Type	Mortgage
Record Updated	Apr 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001491/252
Date	Oct 25, 2019
Book Page	1491/252
Instrument	3346

Lender

Name	GREENSTATE CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,664.00 Homeowner's exemption	$159,530 (-) Land $35,990 Building $123,540	$159,530 (-) Land $35,990 Building $123,540
2025	$1,664.00 (+22.71%) Homeowner's exemption	$159,530 (+34.45%) Land $35,990 Building $123,540	$159,530 (+34.45%) Land $35,990 Building $123,540
2024	$1,356.00 (+11.15%)
2023		$118,650 (+15.41%) Land $28,320 Building $90,330	$118,650 (+15.41%) Land $28,320 Building $90,330
2022	$1,220.00 Homeowner's exemption	$102,810 Land $25,490 Building $77,320
2021			$102,810 Land $25,490 Building $77,320

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mechanicsville Telephone Company Fiber	1,000 / 250
GigFire Fixed Wireless	150 / 130

May also be available: Liberty Communications.

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