1219 Second Cedar Bluff St, Tipton, IA 52772 Property Records

Cedar County property record for 1219 Second Cedar Bluff St, Tipton, IA 52772

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,090 sqft · built 1877
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$107,500 (Nov 2021)
Tax Bill	$1,014 (2026)
Deeds & Mortgages	Jun 2026 Line of Credit Oct 2010 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`002005332280060`

Property Details

APN / Parcel Number

Primary APN	`002005332280060`
Alternative APN	`02000200533228006000`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,090 sqft Living Area
Basement Area	692 sqft
Finished Basement	11 sqft
Unfinished Basement	860 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1877
Effective Year Built	Effective 1877
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Garage Type	Detached
Garage Area	1,040 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	128 sqft
Deck Area	364 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1219 SECOND-CEDAR BLUFF ST
City	TIPTON
State	IA
Zip	52772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR BLUFF L1-3 BLK 13
Legal Range	04W
Legal Township	81N
Legal Section	33
Legal Subdivision	CEDAR BLUFFS
Legal Block	13
Legal Lot Number	1-3
Jurisdiction	CEDAR IA
Township / Civil Division	CASS
Census Block Group	4
Census Block	4095
Census Tract	450200

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1201 STATE CEDAR BLUFF ST, TIPTON, IA 52772-1202
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Line of Credit HILLS BANK AND TRUST COMPANY
Oct 18, 2010	Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY STATE BANK
Nov 6, 2009	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK
Jan 28, 2025	Legal Action/Court Order, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Deed Document Number	20214445
Deed Book / Page	1621 / 231
Prior Transfer Date	Dec 4, 2019
Prior Transfer Doc	0000004445
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Recording Date	Jun 22, 2026
Property Address	1219 SECOND-CEDAR BLUFF ST, TIPTON, IA 52772
Document Number	0000001835
Book / Page	1825 / 271
Instrument Date	Jun 20, 2026
Instrument	20261835
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001835,
Date	Jun 22, 2026
Book Page	1825/271
Instrument	20261835

Lender

Name	HILLS BANK AND TRUST COMPANY

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 10, 2031

Interest

Rate	6.51%
Max Rate	-1%

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1219 SECOND-CEDAR BLUFF ST, TIPTON, IA 52772
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001020/072
Date	Oct 18, 2010
Book Page	1020/072
Instrument	2010 3299

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	TIPTON, IA 52772

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

November 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CEDAR IA
Property Address	1219 SECOND-CEDAR BLUFF ST, TIPTON, IA 52772
Transaction Type	Mortgage
Record Updated	Mar 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000973/246
Date	Nov 6, 2009
Book Page	0973/246
Instrument	2009 4095

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	TIPTON, IA 52772

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CEDAR IA
Recording Date	Jan 28, 2025
Property Address	1219 SECOND-CEDAR BLUFF ST, TIPTON, IA 52772
Document Number	001761/256
Book / Page	1761 / 256
Instrument Date	Dec 11, 2024
Instrument	2025 238
Transaction Type	Foreclosure
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1201 STATE CEDAR BLUFF ST, TIPTON, IA 52772-1202

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,014.00	$90,670 (-) Land $37,360 Building $53,310	$90,670 (-) Land $37,360 Building $53,310
2025	$1,014.00 (-18.23%)	$90,670 (-28.11%) Land $37,360 Building $53,310	$90,670 (-28.11%) Land $37,360 Building $53,310
2024	$1,240.00 (-1.12%)
2023		$126,130 (+15.97%) Land $31,530 Building $94,600	$126,130 (+15.97%) Land $31,530 Building $94,600
2022	$1,254.00 Homeowner's exemption	$108,760 Land $28,380 Building $80,380
2021			$108,760 Land $28,380 Building $80,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACH ROAD WELL ASSOCIATION private · serves 60 people · EPA ID IA1600301
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mechanicsville Telephone Company Fiber	1,000 / 250
GigFire Fixed Wireless	150 / 130

May also be available: Liberty Communications.

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