1203 Second Cedar Bluff St, Tipton, IA 52772 Property Records

Cedar County property record for 1203 Second Cedar Bluff St, Tipton, IA 52772

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,080 sqft · built 1878
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Last Sale	$73,000 (Jun 2010)
Tax Bill	$1,280 (2026)
Deeds & Mortgages	Jun 2010 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`002005332280040`

Property Details

APN / Parcel Number

Primary APN	`002005332280040`
Alternative APN	`02000200533228004000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,080 sqft Living Area
Basement Area	896 sqft
Unfinished Basement	896 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1878
Effective Year Built	Effective 1878
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Hip
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Garage Type	Attached
Garage Area	1,296 sqft
Parking Spaces	5 Parking Spaces
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	1203 SECOND-CEDAR BLUFF ST
City	TIPTON
State	IA
Zip	52772
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR BLUFF L5-6 BLK 13
Legal Range	04W
Legal Township	81N
Legal Section	33
Legal Subdivision	CEDAR BLUFFS
Legal Block	13
Legal Lot Number	5-6
Jurisdiction	CEDAR IA
Township / Civil Division	CASS
Census Block Group	4
Census Block	4095
Census Tract	450200

Owner

Source: Cedar County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1203 SECOND-CEDAR BLUFF ST, TIPTON, IA 52772
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2010 · Amount on Record
Deed Sale	Jun 3, 2010 · Amount on Record
Deed Document Number	20101693
Deed Book / Page	999 / 300
Record Updated	Oct 29, 2026

June 2010: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	CEDAR IA
Recording Date	Jun 3, 2010
Property Address	1203 SECOND-CEDAR BLUFF ST, TIPTON, IA 52772
Document Number	000999/300
Book / Page	999 / 300
Instrument Date	May 28, 2010
Instrument	2010 1693
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$116.00
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1203 2ND ST, TIPTON, IA 52772-9283

Mortgage

Document Number	0020101695
Date	Jun 3, 2010
Instrument	2010 1695

Lender

Name	SHELTER MORTGAGE COMPANY LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

Source: Cedar County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Cedar County
Unified School District	Tipton Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,280.00 Homeowner's exemption	$125,260 (-) Land $29,690 Building $95,570	$125,260 (-) Land $29,690 Building $95,570
2025	$1,280.00 (+7.93%) Homeowner's exemption	$125,260 (+20.47%) Land $29,690 Building $95,570	$125,260 (+20.47%) Land $29,690 Building $95,570
2024	$1,186.00 (+14.04%)
2023		$103,980 (+16.96%) Land $27,490 Building $76,490	$103,980 (+16.96%) Land $27,490 Building $76,490
2022	$1,040.00 Homeowner's exemption	$88,900 Land $24,740 Building $64,160
2021			$88,900 Land $24,740 Building $64,160

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 17, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · above 40% of Iowa
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COACH ROAD WELL ASSOCIATION private · serves 60 people · EPA ID IA1600301
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mechanicsville Telephone Company Fiber	1,000 / 250
GigFire Fixed Wireless	150 / 130

May also be available: Liberty Communications.

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