1309 S Main St, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 1309 S Main St, Three Rivers, MI 49093

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 825 sqft · built 1948
Lot Size0.3 acres (13,068 sqft)
Owner2 Company Names on Record
Tax Bill$1,089 (2025)
Deeds & MortgagesAug 2017 Sale
Flood ZoneZone X (minimal risk)
APN051-245-377-00

Property Details

APN / Parcel Number

Primary APN051-245-377-00

Interior

Bedrooms1 Bed
Full Baths1 Bath
Building Area825 sqft Living Area
1st Floor Area660 sqft
Basement Area660 sqft
Unfinished Basement660 sqft

Exterior

Year BuiltBuilt 1948
Effective Year BuiltEffective 1948
Architectural StyleRanch
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions215 ft deep x 60.7 ft wide
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address1309 S MAIN ST
CityTHREE RIVERS
StateMI
Zip49093-1747
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionLOT 3 BLK 92 ALSO THAT PT OF LOT 8 BLK 91 LYING W OF S MAIN ST ALSO VACATED ST BETWN ABOVE 2 PARCELS VIL OF LOCKPORT ALSO E 1
Legal SubdivisionCITY OF THREE RIVERS
Legal Block91-92
Legal Lot Number3
JurisdictionST JOSEPH MI
Township / Civil DivisionTHREE RIVERS
Census Block Group1
Census Block1049
Census Tract40200

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1309 S MAIN ST, THREE RIVERS, MI 49093-1747
OccupancyOwner Occupied
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 20, 2001
Deed SaleNov 20, 2001
Prior SaleAug 27, 2001 · Amount on Record
Deed Book / Page1042 / 269
Last Transfer DateAug 26, 2011
Transfer Doc01624/0410
Record UpdatedOct 29, 2026

August 2017: Land Contract, Transfer

Document TypeLand Contract
JurisdictionST JOSEPH MI
Recording DateAug 7, 2017
Property Address1309 S MAIN ST, THREE RIVERS, MI 49093-1747
Document Number01880/0435
Book / Page1880 / 0435
Instrument DateJul 31, 2017
Transaction TypeTransfer
Record UpdatedMay 1, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Notice of Default
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address11050 QUAKER ST, CONSTANTINE, MI 49042-9616

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1309 S MAIN ST, THREE RIVERS, MI 49093-1747

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

TypeName
StateMichigan
CountySt. Joseph County
MunicipalityThree Rivers City
Unified School DistrictThree Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$45,800 (+58.48%) Land $4,400 Building $41,400$91,600 (+58.48%) Land $8,800 Building $82,800
2025$1,089.00 (+13.44%) Homeowner's exemption
2023$28,900 Land $2,300 Building $26,600$57,800 Land $4,600 Building $53,200
2022$960.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims46 (1982–2018)
Claims Outside the SFHA2 of 46
Most Recent ClaimFeb 2018 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTHREE RIVERS
serves 7,905 people · EPA ID MI0006610
Water SourceGroundwater
Last State InspectionApr 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Surf Internet
Fiber
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Mercury Fiber
Fixed Wireless
150 / 20

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