1309 Philo Rd, Urbana, IL 61802 Property Records

Champaign County property record for 1309 Philo Rd, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,379 sqft · built 1952
Lot Size	0.16 acres (6,977 sqft)
Owner	Company Name on File
Last Sale	$50,000 (Oct 2021)
Tax Bill	$3,663 (2024)
Deeds & Mortgages	Jun 2026 Construction Loan Oct 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-377-014`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-377-014`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,379 sqft Building Perimeter
1st Floor Area	1,379 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Exterior Material	Stucco
Roof Material	Other
Lot Area	6,977 sqft (0.16 acres)
Driveway	Concrete Driveway
Driveway Area	462 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1309 PHILO RD
City	URBANA
State	IL
Zip	61802-5376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 32 FAIRLAWN PARK 5TH ADD AND OTHER LAND
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	FAIRLAWN PARK 5TH ADD
Legal Lot Number	32
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4007
Census Tract	5601

Owner

1309 Philo Rd is owned by a company that bought it in October 2021.

Source: Champaign County records, as of July 10, 2026

Owner of Record	Company Name on File
Mailing Address	PO BOX 3665, CHAMPAIGN, IL 61826-3665
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 22, 2026	Deed of Trust, Mortgage · Construction Mortgage FISHER NATIONAL BANK
Oct 25, 2021	Warranty Deed, Transfer NOT AVAILABLE, ACT
Dec 18, 2017	Loan Modification, Mortgage FIRST MIDWEST BK
Jan 6, 2017	Deed with Mortgage, Transfer PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 25, 2021 · Amount on File
Deed Sale	Oct 25, 2021 · Amount on File
Deed Document Number	202125382
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 22, 2026
Property Address	1309 PHILO RD, URBANA, IL 61802-5376
Document Number	0000009392
Instrument Date	Jun 8, 2026
Instrument	20269392
Transaction Type	Mortgage
Record Updated	Jul 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266
Investor	Possibly a Property Investor

Mortgage

Document Number	0000009392,
Date	Jun 22, 2026
Instrument	20269392

Lender

Name	FISHER NATIONAL BANK

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jun 8, 2027

Interest

Rate	6.37%
Max Rate	-1%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 25, 2021
Property Address	1309 PHILO RD, URBANA, IL 61802-5376
Document Number	0000025382
Map Reference	MB K PG 36
Instrument Date	Oct 15, 2021
Instrument	2021R25382
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	NOT AVAILABLE, ACT

Transaction

Amount	Amount on Record
Tax	$50.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 365, CHAMPAIGN, IL 61826
Investor	Possibly a Property Investor

December 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CHAMPAIGN IL
Recording Date	Dec 18, 2017
Property Address	1309 PHILO RD, URBANA, IL 61802-5376
Instrument Date	Dec 15, 2017
Instrument	23439
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	510 S NEIL ST CHAMPAIGN IL 618205220, CHAMPAIGN, IL 61820-5220

Mortgage

Document Number	0000023439
Date	Dec 18, 2017
Instrument	23439

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	1 PIERCE PL # 1500, ITASCA, IL 60143-1234

Agreement

Amount	Amount on Record

January 2017: Deed with Mortgage, Transfer

Document Type	Deed with Mortgage
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 6, 2017
Property Address	1309 PHILO RD, URBANA, IL 61802-5376
Instrument Date	Nov 8, 2016
Instrument	440
Transaction Type	Transfer
Record Updated	Jan 26, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1309 S PHILO RD URBANA IL 61803, URBANA, IL 61803

Mortgage

Document Number	0000000440
Date	Jan 6, 2017
Instrument	440

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party

Agreement

Term	60 Months
Due	Jan 5, 2022

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$43,920 (+5.78%) Land $12,490 Building $31,430	$131,760 (+5.78%) Land $37,470 Building $94,290
2024	$3,663.00 (+7.99%)	$41,520 Land $11,810 Building $29,710	$124,560 Land $35,430 Building $89,130
2023	$3,392.00 (-10.17%)
2022	$3,776.00	$34,890 Land $9,930 Building $24,960	$104,670 Land $29,790 Building $74,880

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1309 Philo Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1309 Philo Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Pavlov Media.

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