Champaign County property record for 1306 Philo Rd, Urbana, IL 61802
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,056 sqft · built 1961 |
| Lot Size | 0.152 acres (6,614 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Aug 2026) |
| Tax Bill | $3,129 (2024) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 92-21-16-452-003 |
| Primary APN | 92-21-16-452-003 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,056 sqft Building Perimeter |
| 1st Floor Area | 1,056 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Exterior Material | Stucco |
| Roof Material | Other |
| Lot Area | 6,614 sqft (0.152 acres) |
| Garage Type | Detached |
| Garage Area | 572 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 924 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 202 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 1306 PHILO RD |
|---|---|
| City | URBANA |
| State | IL |
| Zip | 61802-5326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 4 BLOCK 14 CHAMPAIGN - URBANA AMVETS HOMESTEAD ASSOCIATION SUB |
| Legal Range | 09E |
| Legal Township | 19N |
| Legal Section | 16 |
| Legal Subdivision | CHAMPAIGN - URBANA AMVETS HOMESTEAD ASSO |
| Legal Block | 14 |
| Legal Lot Number | 4 |
| Jurisdiction | CHAMPAIGN IL |
| Township / Civil Division | CUNNINGHAM |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 5601 |
Source: Champaign County records · APN 92-21-16-452-003
Assessment roll updated April 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1104 E HIGH ST, DAVENPORT, IA 52803-3113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNION CREDIT UNION |
| Aug 26, 2020 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 03, 2026 · Amount on Record |
| Deed Sale | Aug 03, 2026 · Amount on Record |
| Prior Sale | Aug 26, 2020 · Amount on Record |
| Deed Document Number | 202612019 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Aug 03, 2026 |
| Property Address | 1306 PHILO RD, URBANA, IL 61802-5326 |
| Document Number | 0000012019 |
| Instrument Date | Jul 23, 2026 |
| Instrument | 202612019 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $23,482.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1104 E HIGH ST, DAVENPORT, IA 52803-3113 |
| Document Number | 0000012021, |
|---|---|
| Date | Aug 03, 2026 |
| Instrument | 202612021 |
| Name | UNION CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.47% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAMPAIGN IL |
| Recording Date | Aug 26, 2020 |
| Property Address | 1306 PHILO RD, URBANA, IL 61802-5326 |
| Document Number | 0000017168 |
| Map Reference | MB K PG 33 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 2020R17168 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $85.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1306 PHILO RD, URBANA, IL 61802-5326 |
| Document Number | 0000017169 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2020R17169 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
Source: Champaign County records · Assessment roll updated April 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Champaign County |
| County Subdivision | Cunningham Township |
| Municipality | Urbana City |
| Unified School District | Urbana School District 116 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $38,450 (+25.98%) Land $15,170 Building $23,280 | $115,350 (+25.98%) Land $45,510 Building $69,840 | |
| 2024 | $3,129.00 (+17.9%) | ||
| 2022 | $2,654.00 Homeowner's exemption | $30,520 Land $12,040 Building $18,480 | $91,560 Land $36,120 Building $55,440 |
Source: FEMA National Flood Hazard Layer as of July 14, 2021 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| WH i3B Bidco LLC/WH i3B Topco Fiber | 8,000 / 8,000 |
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group, Pavlov Media.
Based on FCC filings for 621 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | IL AMERICAN-CHAMPAIGN private · serves 150,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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