1307 Philo Rd, Urbana, IL 61802 Property Records

Champaign County property record for 1307 Philo Rd, Urbana, IL 61802

Property Summary

Property Type	Single Family Home
Details	1 ba · 845 sqft · built 1953
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Last Sale	$50,000 (Oct 2020)
Tax Bill	$936 (2024)
Deeds & Mortgages	Jun 2022 Sale Oct 2020 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`92-21-16-377-013`

Property Details

APN / Parcel Number

Primary APN	`92-21-16-377-013`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	845 sqft Building Perimeter
1st Floor Area	845 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Exterior Material	Stucco
Roof Material	Other
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Detached
Garage Area	352 sqft
Driveway	Concrete Driveway
Driveway Area	300 sqft
Parking Spaces	1 Parking Space
Deck Area	336 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	1307 PHILO RD
City	URBANA
State	IL
Zip	61802-5376
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 31 FAIRLAWN PARK 5TH ADD AND OTHER LAND
Legal Range	09E
Legal Township	19N
Legal Section	16
Legal Subdivision	FAIRLAWN PARK 5TH ADD
Legal Lot Number	31
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	4
Census Block	4007
Census Tract	5601

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1307 PHILO RD, URBANA, IL 61802-5376
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Deeds, Mortgages & Sale History

Date	Document
Jun 20, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Oct 20, 2020	Grant Deed, Transfer · Line of Credit INB NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Deed Document Number	202021676
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Jun 20, 2022
Property Address	1307 PHILO RD, URBANA, IL 61802-5376
Document Number	0000011202
Map Reference	MB K PG 35
Instrument Date	Jun 13, 2022
Instrument	2022R11202
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$85.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 PHILO RD, URBANA, IL 61802-5376

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Oct 20, 2020
Property Address	1307 PHILO RD, URBANA, IL 61802-5376
Document Number	0000021676
Instrument Date	Oct 12, 2020
Instrument	21676
Transaction Type	Transfer
Record Updated	Nov 23, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2014 PRAIRIE GRASS LN MAHOMET IL 618539646, MAHOMET, IL 61853-9646

Mortgage

Document Number	21677
Date	Oct 20, 2020
Instrument	21677

Lender

Name	INB NA
Address	CHAMPAIGN, IL 61820

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$21,240 (-17.1%) Land $12,490 Building $8,750	$63,720 (-17.1%) Land $37,470 Building $26,250
2024	$936.00 (-66.25%)
2022	$2,773.00	$25,620 Land $9,930 Building $15,690	$76,860 Land $29,790 Building $47,070

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink, Pavlov Media.

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