McDowell County property record for 1309 E Main St, Old Fort, NC 28762
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 1 ba · 937 sqft · built 1945 |
| Owner | Individual Name on Record |
| Last Sale | $77,000 (Dec 2017) |
| Tax Bill | $592 (2025) |
| Deeds & Mortgages | Dec 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0750-00-93-6218 |
| Primary APN | 0750-00-93-6218 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 937 sqft Heated Area |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Width | 50 ft Width |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 67047 |
|---|---|
| Street Address | 1309 E MAIN ST |
| City | OLD FORT |
| State | NC |
| Zip | 28762-7721 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | LOTS 3 4 BLK D P.H.MASHBURN S/D |
| Legal Subdivision | MASHBURN S/D |
| Legal Block | D |
| Legal Lot Number | 3-4 4 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 970700 |
Source: McDowell County records, as of September 29, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 95, OLD FORT, NC 28762-0095 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 19, 2017 · Amount on Record |
| Deed Sale | Dec 19, 2017 · Amount on Record |
| Prior Sale | Jan 8, 2016 · Amount on Record |
| Deed Document Number | 0001232410 |
| Deed Book / Page | 1232 / 410 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Dec 19, 2017 |
| Property Address | 1309 E MAIN ST, OLD FORT, NC 28762-7721 |
| Document Number | 0012320410 |
| Book / Page | 001232 / 000410 |
| Instrument Date | Dec 14, 2017 |
| Instrument | 6097 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $154.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 95 OLD FORT NC 287620095, OLD FORT, NC 28762-0095 |
| Document Number | 12320414 |
|---|---|
| Date | Dec 19, 2017 |
| Book Page | 001232/000414 |
| Instrument | 6098 |
| Name | STATE EMPS FCU/NY |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
Source: McDowell County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Old Fort Town |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $592.00 (+3.14%) | $87,330 (-) Land $25,000 Building $62,330 | |
| 2023 | $574.00 | $87,330 Land $25,000 Building $62,330 | $87,330 Land $25,000 Building $62,330 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 20 (1983–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OLD FORT serves 1,700 people · EPA ID NC0156025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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