McDowell County property record for 1333 E Main St, Old Fort, NC 28762
| Property Type | Commercial |
|---|---|
| Details | 7 ba · 3,360 sqft · built 1959 |
| Lot Size | 9 acres (392,040 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,067 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0750-00-93-7316 |
| Primary APN | 0750-00-93-7316 |
|---|---|
| Alternative APN |
|
| Full Baths | 7 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 3,360 sqft Total Area |
| 1st Floor Area | 1,680 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1975 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Flat |
| Roof Material | Built-Up Asphalt |
| Lot Area | 392,040 sqft (9 acres) |
| Lot Width | 200 ft Width |
| Garage Area | 1,008 sqft |
| Parking Spaces | 4 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating Fuel | Oil |
| Account Number | 67670 |
|---|---|
| Street Address | 1333 E MAIN ST |
| City | OLD FORT |
| State | NC |
| Zip | 28762-7721 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | LTS 5-12 & PRT 57 & 56 PB 1 PG 4 |
| Legal Subdivision | THE SUBDIVISION OF P H MASHBURN |
| Legal Lot Number | 5-12 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 970700 |
Source: McDowell County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1333 E MAIN ST, OLD FORT, NC 28762-7721 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Jul 6, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU |
| Apr 5, 2018 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | HWY 70 W, OLD FORT, NC 28762 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0013440185 |
|---|---|
| Date | Mar 5, 2021 |
| Book Page | 1344/185 |
| Instrument | 2021001429 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 1, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.37% |
| Type Change Date | Mar 1, 2026 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3.25% |
| Max Rate At Change | 5.37% |
| Index | 5-Year CMT |
| Max Rate | 9.37% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Property Address | HWY 70 W, OLD FORT, NC 28762 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 0014050423 |
|---|---|
| Date | Jul 6, 2022 |
| Book Page | 1405/423 |
| Instrument | 2022004051 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.5% |
| Type Change Date | Aug 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 5.5% |
| Index | 5-Year CMT |
| Max Rate | 9.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Apr 5, 2018 |
| Property Address | HWY 70 W, OLD FORT, NC 28762 |
| Document Number | 0012400888 |
| Book / Page | 1240 / 0888 |
| Map Reference | MB 1 PG 4 |
| Instrument Date | Apr 5, 2018 |
| Instrument | 2018001468 |
| Transaction Type | Transfer |
| Record Updated | Oct 25, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $197.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 386, BLACK MOUNTAIN, NC 28711-0386 |
| Name | Verified Name |
|---|---|
| Address | 1333 E MAIN ST, OLD FORT, NC 28762-7721 |
| Document Number | 2018001469 |
|---|---|
| Date | Apr 5, 2018 |
| Instrument | 2018001469 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.62% |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,067.00 (+2.99%) | $157,480 (-) Land $50,000 Building $107,480 | |
| 2023 | $1,036.00 | $157,480 Land $50,000 Building $107,480 | $157,480 Land $50,000 Building $107,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 20 (1983–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OLD FORT serves 1,700 people · EPA ID NC0156025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures