McDowell County property record for 1135 E Main St, Old Fort, NC 28762
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 2 bd · 1 ba · 1,359 sqft · built 2023 |
| Lot Size | 0.524 acres (22,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $61,500 (Feb 2019) |
| Tax Bill | $788 (2025) |
| Deeds & Mortgages | Apr 2024 Sale Dec 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0750-00-82-9714 |
| Primary APN | 0750-00-82-9714 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,359 sqft Total Area |
| 1st Floor Area | 1,080 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 22,800 sqft (0.524 acres) |
| Lot Dimensions | 120 ft deep x 190 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 78978 |
|---|---|
| Street Address | 1135 E MAIN ST |
| City | OLD FORT |
| State | NC |
| Zip | 28762-7618 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | 0.20 AC LT 1 PB42/68 |
| Legal Block | A |
| Legal Lot Number | 1 |
| Jurisdiction | MCDOWELL NC |
| Township / Civil Division | OLD FORT |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 970700 |
1135 E Main St, a residential property, is owned by two individuals who acquired it in December 2022.
Source: McDowell County records, as of December 2, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 287 MCCOY RD, OLD FORT, NC 28762-7865 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 18, 2024 | Warranty Deed, Transfer |
| Dec 5, 2022 | Intrafamily Transfer, Transfer |
| Feb 7, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2019 · Amount on File |
| Deed Sale | Feb 7, 2019 · Amount on File |
| Deed Document Number | 2019557 |
| Deed Book / Page | 1266 / 610 |
| Last Transfer Date | Dec 2, 2022 |
| Transfer Doc | 0014200900 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Apr 18, 2024 |
| Property Address | 1135 E MAIN ST, OLD FORT, NC 28762-7618 |
| Document Number | 0014660092 |
| Book / Page | 1466 / 92 |
| Map Reference | MB 42 PG 68 |
| Instrument Date | Apr 17, 2024 |
| Instrument | 2024001813 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 271 MCCOY RD, OLD FORT, NC 28762-7865 |
| Name | Verified Name |
|---|---|
| Address | 287 MCCOY RD, OLD FORT, NC 28762-7865 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Dec 5, 2022 |
| Property Address | 1135 E MAIN ST, OLD FORT, NC 28762-7618 |
| Document Number | 0014200900 |
| Book / Page | 1420 / 900 |
| Instrument Date | Dec 2, 2022 |
| Instrument | 2022006949 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 271 MCCOY RD, OLD FORT, NC 28762-7865 |
| Name | Verified Name |
|---|---|
| Address | 287 MCCOY RD, OLD FORT, NC 28762-7865 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCDOWELL NC |
| Recording Date | Feb 7, 2019 |
| Property Address | 1151 E MAIN ST, OLD FORT, NC 28762-7618 |
| Document Number | 0012660610 |
| Book / Page | 001266 / 000610 |
| Instrument Date | Feb 7, 2019 |
| Instrument | 557 |
| Transaction Type | Transfer |
| Record Updated | Feb 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $123.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 271 MCCOY RD OLD FORT NC 287627865, OLD FORT, NC 28762-7865 |
The 2025 property tax bill for 1135 E Main St was $788.
Source: McDowell County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | McDowell County |
| Municipality | Old Fort Town |
| Unified School District | McDowell County Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $788.00 | $116,300 Land $25,000 Building $91,300 | |
| 2023 | $1,683.00 | $255,860 Land $25,000 Building $230,860 | $116,300 Land $25,000 Building $91,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1135 E Main St in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective December 13, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 20 (1983–2024) |
| Claims Outside the SFHA | 6 of 20 |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1135 E Main St is moderate, ranking above 45% of the US, with a 0.09% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF OLD FORT serves 1,700 people · EPA ID NC0156025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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