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1309 E Gulf Beach Dr, Eastpoint, FL 32328 Property Records

Franklin County property record for 1309 E Gulf Beach Dr, Eastpoint, FL 32328

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,584 sqft · built 1996
Lot Size1 acre (43,579 sqft)
Owner2 Owner Names on File
Last Sale$279,000 (May 1999)
Tax Bill$5,835 (2025)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone AE (high risk)
APN29-09S-06W-7317-0000-0412

Property Details

APN / Parcel Number

Primary APN29-09S-06W-7317-0000-0412

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,584 sqft Heated Area
Gross Area2,064 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1996
Exterior MaterialOther
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,579 sqft
Lot Width100 ft Width
PorchOpen Porch
Porch Area480 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address1309 E GULF BEACH DR
CityEASTPOINT
StateFL
Zip32328-3118
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA PARCEL IN TRACT 41 EAST END A.K.A. TRACT C OR 484/69 502/288 616/563 621/282
Legal Range06W
Legal Township09S
Legal Section29
Legal Tract41
JurisdictionFRANKLIN FL
Township / Civil DivisionAPALACHICOLA
Census Block Group1
Census Block1071
Census Tract970304

Owner

The current owner of 1309 E Gulf Beach Dr bought it in May 1999.

Source: Franklin County records, as of January 5, 2026

Owner of Record2 Owner Names on File
Mailing Address6904 CONSERVATION DR, SPRINGFIELD, VA 22153-1009

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 3, 1999 · Amount on File
Deed SaleMay 3, 1999 · Amount on File
Deed Document Number0000616563
Deed Book / Page616 / 563
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFRANKLIN FL
Property Address1309 E GULF BEACH DR, EASTPOINT, FL 32328-3118
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0019001053
DateMar 6, 2018
Book Page1213/152
Instrument201819001053
Lender
NameNORWICH COMMERCIAL GROUP INC
TypeNon-Lending Institution
AddressAVON, CT 06001
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1309 E Gulf Beach Dr was $5,835, down 5.7% from the year before.

Source: Franklin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyFranklin County
Unified School DistrictFranklin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,835.00 (-5.7%)$715,341 (-16.05%) Land $260,000 Building $455,341$715,341 (-16.05%) Land $260,000 Building $455,341
2024$6,188.00 (+15.99%)$852,106 (+30.16%) Land $350,000 Building $502,106$852,106 (+30.16%) Land $350,000 Building $502,106
2023$5,335.00 (+14.17%)$654,654 (+25.89%) Land $230,000 Building $424,654$654,654 (+25.89%) Land $230,000 Building $424,654
2022$4,673.00$520,027 Land $120,000 Building $400,027$520,027 Land $120,000 Building $400,027

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1309 E Gulf Beach Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation13.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 997 individual policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1,020 units insured
incl. 23 condo units
Nearby Flood Claims1,119 (1985–2024)
Claims Outside the SFHA1 of 1,119
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Michael, Oct 2018 · 524 claims
  • Hurricane Dennis, Jul 2005 · 335 claims
  • Hurricane Opal, Oct 1995 · 58 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1309 E Gulf Beach Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATER MGMT SERVICES (ST. GEORGE ISLAND)
private · serves 5,272 people · EPA ID FL1190789
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
not recorded as resolved · Apr 2024
Total trihalomethanes
resolved · Apr 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 70 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Fidium Fiber
Fiber		1,000 / 1,000
Mediacom Xtream
Cable		1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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