Orange County property record for 1309 Cadena, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,480 sqft · built 1985 |
| Lot Size | 0.448 acres (19,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $683,000 (Oct 2013) |
| Tax Bill | $8,461 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Dec 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 680-471-02 |
| Primary APN | 680-471-02 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,480 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 19,500 sqft (0.448 acres) |
| Garage Area | 500 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating Fuel | Gas |
|---|
| Street Address | 1309 CADENA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 11868 BLK LOT 12 |
| Legal Subdivision | TRACT NO 11868 |
| Legal Tract | 11868 |
| Legal Lot Number | 12 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 42205 |
1309 Cadena is owned and occupied by an individual who acquired it in December 2014.
Source: Orange County records, as of September 15, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1309 CADENA, SAN CLEMENTE, CA 92673-3231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 4, 2026 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FEDERAL CREDIT UNION |
| Dec 6, 2021 | Deed of Trust, Mortgage · Line of Credit SCHOOLSFIRST FCU |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SCHOOLSFIRST FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2013 · Amount on File |
| Deed Sale | Oct 1, 2013 · Amount on File |
| Prior Sale | Mar 30, 2005 · Amount on File |
| Deed Document Number | 2013564050 |
| Last Transfer Date | Dec 23, 2014 |
| Transfer Doc | 0000563367 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 4, 2026 |
| Property Address | 1309 CADENA, SAN CLEMENTE, CA 92673-3231 |
| Document Number | 0000250406 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 2026250406 |
| Transaction Type | Mortgage |
| Record Updated | Sep 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1309 CADENA, SAN CLEMENTE, CA 92673-3231 |
| Document Number | 0000250406, |
|---|---|
| Date | Sep 4, 2026 |
| Instrument | 2026250406 |
| Name | SCHOOLSFIRST FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 1309 CADENA, SAN CLEMENTE, CA 92673-3231 |
| Transaction Type | Mortgage |
| Record Updated | Dec 22, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1309 CADENA, SAN CLEMENTE, CA 92673-3231 |
| Document Number | 0000733565 |
|---|---|
| Date | Dec 6, 2021 |
| Instrument | 2021000733565 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 1309 CADENA, SAN CLEMENTE, CA 92673-3231 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1309 CADENA, SAN CLEMENTE, CA 92673-3231 |
| Document Number | 0000714687 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 2020000714687 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 1309 Cadena was $8,461.
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $853,628 (+2%) Land $679,977 Building $173,651 | |
| 2025 | $8,461.00 | $836,891 Land $666,644 Building $170,247 |
| 2023 | $8,145.00 (+1.94%) | $804,395 Land $640,758 Building $163,637 |
| 2022 | $7,990.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 1309 Cadena in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1998–2019) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Dec 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1309 Cadena is moderate, ranking above 58% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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