Orange County property record for 1304 Cadena, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,226 sqft · built 1985 |
| Lot Size | 0.312 acres (13,600 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,820 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit Mar 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 680-471-07 |
| Primary APN | 680-471-07 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,226 sqft Living Area |
| 1st Floor Area | 2,226 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 13,600 sqft (0.312 acres) |
| Garage Area | 476 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1304 CADENA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 11868 BLK LOT 17 |
| Legal Subdivision | TRACT NO 11868 |
| Legal Tract | 11868 |
| Legal Lot Number | 17 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 42205 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1304 CADENA, SAN CLEMENTE, CA 92673-3212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jun 21, 2021 | Deed of Trust, Mortgage · Line of Credit KINECTA FCU |
| Mar 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage KINECTA FCU |
| Sep 10, 2019 | Deed of Trust, Mortgage · Line of Credit COMERICA BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 1304 CADENA, SAN CLEMENTE, CA 92673-3212 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1304 CADENA, SAN CLEMENTE, CA 92673-3212 |
| Document Number | 0000404850 |
|---|---|
| Date | Jun 21, 2021 |
| Instrument | 2021000404850 |
| Name | KINECTA FCU |
|---|---|
| Type | Credit Union |
| Address | MANHATTAN BEACH, CA 90266 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 30, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 1304 CADENA, SAN CLEMENTE, CA 92673-3212 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | LAWYERS TITLE |
| Name | Verified Name |
|---|---|
| Address | 1304 CADENA, SAN CLEMENTE, CA 92673-3212 |
| Document Number | 0000177848 |
|---|---|
| Date | Mar 15, 2021 |
| Instrument | 2021000177848 |
| Name | KINECTA FCU |
|---|---|
| Type | Credit Union |
| Address | MANHATTAN BEACH, CA 90266 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 1304 CADENA, SAN CLEMENTE, CA 92673-3212 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000342192 |
|---|---|
| Date | Sep 10, 2019 |
| Instrument | 2019000342192 |
| Name | COMERICA BANK |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $391,264 (+2%) Land $118,099 Building $273,165 | |
| 2025 | $3,820.00 (+3.97%) Homeowner's exemption | $383,593 (+4.04%) Land $115,784 Building $267,809 |
| 2023 | $3,674.00 (+1.97%) Homeowner's exemption | $368,699 Land $111,289 Building $257,410 |
| 2022 | $3,603.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1998–2019) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Dec 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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