Orange County property record for 1308 Cadena, San Clemente, CA 92673
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,317 sqft · built 1985 |
| Lot Size | 0.258 acres (11,250 sqft) |
| Owner | Company Name on Record |
| Last Sale | $830,000 (Feb 2019) |
| Tax Bill | $9,288 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2019 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 680-471-05 |
| Primary APN | 680-471-05 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,317 sqft Living Area |
| 1st Floor Area | 1,317 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Lot Area | 11,250 sqft (0.258 acres) |
| Garage Area | 491 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1308 CADENA |
|---|---|
| City | SAN CLEMENTE |
| State | CA |
| Zip | 92673-3231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N TR 11868 BLK LOT 15 |
| Legal Subdivision | TRACT 11868 |
| Legal Tract | 11868 |
| Legal Lot Number | 15 |
| Jurisdiction | ORANGE CA |
| Township / Civil Division | SOUTH COAST |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 42205 |
Source: Orange County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1308 CADENA, SAN CLEMENTE, CA 92673-3231 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Feb 15, 2019 | Grant Deed, Transfer · ARM SCHOOLSFIRST FCU |
| Dec 19, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Sep 26, 2017 | Intrafamily Transfer, Transfer · Line of Credit SAN DIEGO COUNTY CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 15, 2019 · Amount on Record |
| Deed Sale | Feb 15, 2019 · Amount on Record |
| Prior Sale | Jan 15, 2002 · Amount on Record |
| Deed Document Number | 201948582 |
| Last Transfer Date | Aug 29, 2023 |
| Transfer Doc | 0000224528 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE CA |
| Property Address | 1308 CADENA, SAN CLEMENTE, CA 92673-3231 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | WFT NATIONAL TITLE, WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 1308 CADENA, SAN CLEMENTE, CA 92673-3231 |
| Document Number | 0000291212 |
|---|---|
| Date | Apr 30, 2021 |
| Instrument | 2021000291212 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Feb 15, 2019 |
| Property Address | 1308 CADENA, SAN CLEMENTE, CA 92673-3231 |
| Document Number | 0000048582 |
| Map Reference | MB 531 PG 25-30 |
| Instrument Date | Jan 18, 2019 |
| Instrument | 2019000048582 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | FIDELITY NATIONAL TITLE OR |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | PO BOX 2784, CAPISTRANO BEACH, CA 92624-0784 |
| Document Number | 0000048583 |
|---|---|
| Date | Feb 15, 2019 |
| Instrument | 2019000048583 |
| Name | SCHOOLSFIRST FCU |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Type Change Date | Mar 1, 2024 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 6.37% |
| Index | 1-Year CMT |
| Max Rate | 9.37% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Dec 19, 2017 |
| Property Address | 1308 CADENA, SAN CLEMENTE, CA 92673-3231 |
| Document Number | 0000544438 |
| Instrument Date | Dec 11, 2017 |
| Instrument | 544438 |
| Transaction Type | Transfer |
| Record Updated | Jan 3, 2018 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 1308 CADENA SAN CLEMENTE CA 926733231, SAN CLEMENTE, CA 92673-3231 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ORANGE CA |
| Recording Date | Sep 26, 2017 |
| Property Address | 1308 CADENA, SAN CLEMENTE, CA 92673-3231 |
| Document Number | 0000409054 |
| Instrument Date | Sep 12, 2017 |
| Instrument | 2017000409054 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2021 |
| Title Company | LAWYERS TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1308 CADENA, SAN CLEMENTE, CA 92673-3231 |
| Document Number | 0000409055 |
|---|---|
| Date | Sep 26, 2017 |
| Instrument | 2017000409055 |
| Name | SAN DIEGO COUNTY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 18, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Orange County assessment roll, as of August 4, 2026
| Type | Name |
|---|---|
| State | California |
| County | Orange County |
| Municipality | San Clemente City |
| Unified School District | Capistrano Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $944,395 (+2%) Land $809,106 Building $135,289 | |
| 2025 | $9,288.00 (+3.75%) Homeowner's exemption | $925,878 (+4.04%) Land $793,241 Building $132,637 |
| 2023 | $8,952.00 (+1.3%) | $889,926 Land $762,438 Building $127,488 |
| 2022 | $8,837.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 7 (1998–2019) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | Dec 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 64% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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