Hernando County property record for 13050 Cooper Rd, Spring Hill, FL 34609
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,263 sqft · built 1984 |
| Lot Size | 1.01 acres (44,234 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $291,000 (Dec 2019) |
| Tax Bill | $4,125 (2025) |
| Deeds & Mortgages | Oct 2022 Second Mortgage Nov 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R32-323-17-5110-0710-0100 |
| Primary APN | R32-323-17-5110-0710-0100 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,263 sqft Living Area |
| Gross Area | 3,480 sqft |
| 1st Floor Area | 2,263 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Combination |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 44,234 sqft (1.01 acres) |
| Lot Dimensions | 305 ft deep x 147 ft wide |
| Garage Type | Attached |
| Garage Area | 525 sqft |
| Pool Area | 420 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 1,660 sqft |
| Deck Area | 196 sqft |
| Patio Area | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 00416464 |
|---|---|
| Street Address | 13050 COOPER RD |
| City | SPRING HILL |
| State | FL |
| Zip | 34609-5922 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPRING HILL UNIT 11 BLK 710 LOT 10 ORB 1197 PGS 223-24 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 32 |
| Legal Subdivision | SPRING HILL UNIT 11 |
| Legal Block | 710 |
| Legal Lot Number | 10 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 40912 |
Source: Hernando County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 13050 COOPER RD, SPRING HILL, FL 34609-5922 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Oct 11, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage TD BANK NA |
| Nov 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Dec 3, 2019 | Warranty Deed, Transfer · Conventional Mortgage PARAMOUNT BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 3, 2019 · Amount on Record |
| Deed Sale | Dec 3, 2019 · Amount on Record |
| Prior Sale | Jun 2, 1998 · Amount on Record |
| Deed Document Number | 201975780 |
| Deed Book / Page | 3780 / 65 |
| Prior Transfer Date | Sep 10, 1997 |
| Prior Transfer Doc | 1145001974 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 13050 COOPER RD, SPRING HILL, FL 34609-5922 |
| Transaction Type | Mortgage |
| Record Updated | Nov 7, 2022 |
| Name | Verified Name |
|---|---|
| Address | 13050 COOPER RD, SPRING HILL, FL 34609-5922 |
| Document Number | 0042281280 |
|---|---|
| Date | Oct 11, 2022 |
| Book Page | 4228/1280 |
| Instrument | 2022074366 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 27, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 13050 COOPER RD, SPRING HILL, FL 34609-5922 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0040851395 |
|---|---|
| Date | Nov 15, 2021 |
| Book Page | 4085/1395 |
| Instrument | 2021086220 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Dec 3, 2019 |
| Property Address | 13050 COOPER RD, SPRING HILL, FL 34609-5922 |
| Document Number | 0037800065 |
| Book / Page | 3780 / 0065 |
| Map Reference | MB 8 PG 67-73 |
| Instrument Date | Nov 22, 2019 |
| Instrument | 2019075780 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | 1ST AFFILIATED TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,037.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10126 NW 25TH PL, 10126, GAINESVILLE, FL 32606-5139 |
| Name | Verified Name |
|---|---|
| Address | 14241 SALTBY PL, SPRING HILL, FL 34609-0739 |
| Document Number | 0000378067 |
|---|---|
| Date | Dec 3, 2019 |
| Instrument | 3780/67 |
| Name | PARAMOUNT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Hernando County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,125.00 (+15.84%) | $279,946 (+2.15%) | $374,987 (+0.36%) Land $97,315 Building $277,672 |
| 2023 | $274,052 Land $10,620 Building $263,432 | ||
| 2022 | $3,561.00 | $373,647 Land $88,468 Building $285,179 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 18 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 18 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 133 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Tillman Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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