Bay County property record for 1308 Sutherland Ct, Lynn Haven, FL 32444
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,335 sqft · built 1997 |
| Lot Size | 0.354 acres (15,425 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $410,000 (Jul 2024) |
| Tax Bill | $5,156 (2025) |
| Deeds & Mortgages | Jan 2022 Sale |
| Flood Zone | Zone A (high risk) |
| APN | 11588-363-000 |
| Primary APN | 11588-363-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,335 sqft Living Area |
| Gross Area | 2,818 sqft |
| 1st Floor Area | 2,335 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 15,425 sqft (0.354 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Driveway | Driveway |
| Driveway Area | 1,020 sqft |
| Pool Area | 640 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 200 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1308 SUTHERLAND CT |
|---|---|
| City | LYNN HAVEN |
| State | FL |
| Zip | 32444-8309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UND |
| Legal Description | MOWAT HIGHLANDS PHASE V LOT 11 BLK H MAP 103A ORB 4817 P 17 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 15 |
| Legal Subdivision | MOWAT HIGHLANDS PHASE V |
| Legal Phase | 5 |
| Legal Block | H |
| Legal Lot Number | 11 |
| Jurisdiction | BAY FL |
| Township / Civil Division | PANAMA CITY |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 1301 |
1308 Sutherland Ct is owned and occupied by two individuals who bought it in July 2024.
Source: Bay County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1308 SUTHERLAND CT, LYNN HAVEN, FL 32444-8309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 1, 2024 · Amount on File |
| Deed Sale | Jul 1, 2024 · Amount on File |
| Prior Sale | Jan 24, 2022 · Amount on File |
| Deed Document Number | 202438656 |
| Deed Book / Page | 4817 / 17 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BAY FL |
| Recording Date | Jan 24, 2022 |
| Property Address | 1308 SUTHERLAND CT, LYNN HAVEN, FL 32444-8309 |
| Document Number | 0045142210 |
| Book / Page | 4514 / 2210 |
| Map Reference | MB 16 PG 39 |
| Instrument Date | Jan 24, 2022 |
| Instrument | 2022005387 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,695.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1308 SUTHERLAND CT, 1308, LYNN HAVEN, FL 32444-8309 |
| Name | Verified Name |
|---|---|
| Address | 2055 ALAN JOHN WAY, LEBANON, TN 37087-0246 |
The 2025 property tax bill for 1308 Sutherland Ct was $5,156.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Municipality | Lynn Haven City |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,156.00 Homeowner's exemption | $361,498 Land $63,500 Building $297,998 | $361,498 Land $63,500 Building $297,998 |
| 2023 | $5,313.00 (+118.91%) | $335,638 (+67.23%) Land $48,755 Building $286,883 | $335,638 (+24.59%) Land $48,755 Building $286,883 |
| 2022 | $2,427.00 Homeowner's exemption | $200,709 | $269,391 Land $37,839 Building $231,552 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1308 Sutherland Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 325 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 325 in force |
| Nearby Flood Claims | 60 (1998–2021) |
| Claims Outside the SFHA | 27 of 60 |
| Most Recent Claim | Aug 2021 · Tropical Storm Fred |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1308 Sutherland Ct is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LYNN HAVEN, CITY OF WATER SYSTEM serves 23,380 people · EPA ID FL1030435 |
|---|---|
| Water Source | Purchased surface water from BAY COUNTY WATER SYSTEM |
| Last State Inspection | Nov 2024 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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