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1303 Sutherland Ct, Lynn Haven, FL 32444 Property Records

Bay County property record for 1303 Sutherland Ct, Lynn Haven, FL 32444

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,178 sqft · built 1996
Lot Size0.319 acres (13,876 sqft)
Owner2 Individual Names on File
Last Sale$283,000 (Jun 2006)
Tax Bill$2,637 (2024)
Deeds & MortgagesOct 2021 Mortgage
Flood ZoneZone A (high risk)
APN11588-358-000

Property Details

APN / Parcel Number

Primary APN11588-358-000

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,178 sqft Living Area
Gross Area2,707 sqft
1st Floor Area1,986 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2006
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialOther
Lot Area13,876 sqft (0.319 acres)
Garage TypeAttached
Garage Area529 sqft
DrivewayDriveway
Driveway Area768 sqft

Exterior Amenities

Pool Area450 sqft
PorchFlorida Room
Porch Area227 sqft
Deck Area286 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1303 SUTHERLAND CT
CityLYNN HAVEN
StateFL
Zip32444-8310
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeUND
Legal DescriptionMOWAT HIGHLANDS PHASE V LOT 64 BLK A MAP 103A ORB 1684 P 1509 ORB 2789 P 1630
Legal Range14W
Legal Township03S
Legal Section15
Legal SubdivisionMOWAT HIGHLANDS PHASE V
Legal Phase5
Legal BlockA
Legal Lot Number64
JurisdictionBAY FL
Township / Civil DivisionPANAMA CITY
Census Block Group2
Census Block2023
Census Tract1301

Owner

1303 Sutherland Ct is owned and occupied by two individuals who bought it in June 2006.

Source: Bay County records, as of April 24, 2026

Owner of Record2 Individual Names on File
Mailing Address1303 SUTHERLAND CT, LYNN HAVEN, FL 32444-8310
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 9, 2006 · Amount on File
Deed SaleJun 9, 2006 · Amount on File
Deed Document Number200640594
Deed Book / Page2789 / 1630
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBAY FL
Property Address1303 SUTHERLAND CT, LYNN HAVEN, FL 32444-8310
Transaction TypeMortgage
Record UpdatedNov 12, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0044791348
DateOct 29, 2021
Book Page4479/1348
Instrument2021082853
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeVA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2051

Tax Assessment & Valuation

Source: Bay County assessment roll, as of January 5, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyBay County
MunicipalityLynn Haven City
Unified School DistrictBay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$205,679$270,668 Land $63,500 Building $207,168
2024$2,637.00 (+3.45%)
2023$2,549.00 (+13.24%) Homeowner's exemption$194,060 (+3%)$247,604 (+19.9%) Land $48,755 Building $198,849
2022$2,251.00 Homeowner's exemption$188,408$206,517 Land $37,839 Building $168,678

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1303 Sutherland Ct in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 325 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies325 in force
Nearby Flood Claims60 (1998–2021)
Claims Outside the SFHA27 of 60
Most Recent ClaimAug 2021 · Tropical Storm Fred
Claims by Event
  • Hurricane Michael, Oct 2018 · 48 claims
  • Severe Storms And Flooding, Jul 2013 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1303 Sutherland Ct is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood0.07% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLYNN HAVEN, CITY OF WATER SYSTEM
serves 23,380 people · EPA ID FL1030435
Water SourcePurchased surface water from BAY COUNTY WATER SYSTEM
Last State InspectionNov 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

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