1306 Sutherland Ct, Lynn Haven, FL 32444 Property Records

Bay County property record for 1306 Sutherland Ct, Lynn Haven, FL 32444 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,228 sqft · built 1996
Lot Size	0.354 acres (15,423 sqft)
Owner	Individual Name on File
Last Sale	$225,000 (Aug 2020)
Tax Bill	$3,549 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Aug 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`11588-364-000`

Property Details

APN / Parcel Number

Primary APN	`11588-364-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,228 sqft Living Area
Gross Area	2,669 sqft
1st Floor Area	2,036 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2006
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	15,423 sqft (0.354 acres)
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway
Driveway Area	736 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	242 sqft
Patio Area	392 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1306 SUTHERLAND CT
City	LYNN HAVEN
State	FL
Zip	32444-8309
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MOWAT HIGHLANDS PHASE V LOT 12 BLK H MAP 103A ORB 4485 P 1573
Legal Range	14W
Legal Township	03S
Legal Section	15
Legal Subdivision	MOWAT HIGHLANDS PHASE V
Legal Phase	5
Legal Block	H
Legal Lot Number	12
Jurisdiction	BAY FL
Township / Civil Division	PANAMA CITY
Census Block Group	2
Census Block	2042
Census Tract	1301

Owner

Source: Bay County records · APN 11588-364-000

Assessment roll updated January 5, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1306 SUTHERLAND CT, LYNN HAVEN, FL 32444-8309
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 13, 2020	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 13, 2020 · Amount on Record
Deed Sale	Aug 13, 2020 · Amount on Record
Prior Sale	Feb 26, 2002 · Amount on Record
Deed Document Number	202052925
Deed Book / Page	4286 / 319
Last Transfer Date	Nov 04, 2021
Transfer Doc	0044851573
Record Updated	Jun 08, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BAY FL
Recording Date	Nov 12, 2021
Property Address	1306 SUTHERLAND CT, LYNN HAVEN, FL 32444-8309
Document Number	0044851573
Book / Page	4485 / 1573
Map Reference	MB 16 PG 39
Instrument Date	Nov 04, 2021
Instrument	2021086622
Transaction Type	Transfer
Record Updated	Nov 26, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2300 W 11TH ST, 2300, PANAMA CITY, FL 32401-1632

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 SUTHERLAND CT, LYNN HAVEN, FL 32444-8309
Investor	Possibly a Property Investor

Mortgage

Document Number	44851578
Date	Nov 12, 2021
Instrument	4485/1578

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BAY FL
Recording Date	Aug 13, 2020
Property Address	1306 SUTHERLAND CT, LYNN HAVEN, FL 32444-8309
Document Number	0042860319
Book / Page	004286 / 000319
Instrument Date	Aug 12, 2020
Instrument	52925
Transaction Type	Transfer
Record Updated	Sep 01, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1306 SUTHER LAND CT PANAMA CITY FL 32409, PANAMA CITY, FL 32409

Mortgage

Document Number	42860321
Date	Aug 13, 2020
Book Page	004286/000321
Instrument	52926

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Aug 12, 2035

Tax Assessment & Valuation

Source: Bay County records · Assessment roll updated January 5, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Bay County
Municipality	Lynn Haven City
Unified School District	Bay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,549.00 (-10.74%) Homeowner's exemption	$277,569 (+8.71%) Land $63,500 Building $214,069	$277,569 (+8.71%) Land $63,500 Building $214,069
2024	$3,976.00 (+6.11%)
2023	$3,747.00 (+21.5%)	$255,327 (+23.69%) Land $48,755 Building $206,572	$255,327 (+23.69%) Land $48,755 Building $206,572
2022	$3,084.00	$206,428 Land $37,839 Building $168,589	$206,428 Land $37,839 Building $168,589

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Bay County (12005C), updated September 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120050013012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 325 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	325 in force
Nearby Flood Claims	60 (1998–2021)
Claims Outside the SFHA	27 of 60
Most Recent Claim	Aug 2021, rainfall accumulation, Tropical Storm Fred
Claims By Storm	Hurricane Michael, Oct 2018 · 48 claims Severe Storms And Flooding, Jul 2013 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 255 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
WOW Internet, Cable & Phone	Cable	1,200 / 50
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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