1308 S 45th St, Temple, TX 76504 Property Records

Bell County property record for 1308 S 45th St, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 480 sqft · built 1940
Lot Size	0.161 acres (7,000 sqft)
Owner	Company Name on Record
Tax Bill	$2,027 (2025)
Deeds & Mortgages	Mar 2022 Sale Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0126690000`

Property Details

APN / Parcel Number

Primary APN	`0126690000`
Alternative APNs	`856177` `22117`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	480 sqft Living Area
1st Floor Area	480 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.161 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Carport
Garage Area	279 sqft
Carport	Carport
Carport Area	279 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	32 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1308 S 45TH ST
City	TEMPLE
State	TX
Zip	76504-6577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	TEMPLE HEIGHTS, BLOCK 036, LOT 0013
Legal Subdivision	TEMPLE HEIGHTS
Legal Block	36
Legal Lot Number	13
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2001
Census Tract	21102

Owner

Source: Bell County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	7500 INSPIRATION DR, AUSTIN, TX 78724-3314
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2022	Warranty Deed, Transfer FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC
Apr 24, 2020	Deed of Trust, Mortgage EXTRACO BK
Oct 1, 2019	Warranty Deed, Transfer FIRST CMNTY TITLE
Oct 1, 2019	Grant Deed, Transfer FIRST CMNTY TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 31, 2022
Deed Sale	Mar 31, 2022
Prior Sale	Oct 1, 2019
Deed Document Number	202220625
Prior Transfer Date	Apr 3, 1998
Prior Transfer Doc	0000011213
Record Updated	Oct 29, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Mar 31, 2022
Property Address	1308 S 45TH ST, TEMPLE, TX 76504-6577
Document Number	0000020625
Map Reference	VOL 195 PG 634
Instrument Date	Mar 28, 2022
Instrument	2022020625
Transaction Type	Transfer
Record Updated	Apr 12, 2022
Title Company	FIRST EQUITY TITLE LLC, FIRST COMMUNITY TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7446 HONEYSUCKLE, 7446, TEMPLE, TX 76502-5599

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2201 DONLEY DR STE 150, 150, AUSTIN, TX 78758-4558
Investor	Possibly a Property Investor

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1308 S 45TH ST, TEMPLE, TX 76504-6577
Document Number	0000019703
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8236 PADDY HAMILTON RD BELTON TX 765138436, BELTON, TX 76513-8436

Mortgage

Document Number	0000019703
Date	Apr 27, 2020
Instrument	19703

Lender

Name	EXTRACO BK
Type	Bank
Address	TEMPLE, TX

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 26, 2030

Interest

Rate Type	Adjustable Rate

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BELL TX
Recording Date	Oct 1, 2019
Property Address	1308 S 45TH ST, TEMPLE, TX 76504-6577
Document Number	0000045181
Instrument Date	Sep 30, 2019
Instrument	45181
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9101 BURNET RD #220 AUSTIN TX 787585254, 220, AUSTIN, TX 78758-5254

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	Oct 1, 2019
Property Address	1308 S 45TH ST, TEMPLE, TX 76504-6577
Document Number	0000045186
Instrument Date	Sep 27, 2019
Instrument	45186
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	FIRST CMNTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8236 PADDY HAMILTON RD BELTON TX 765138436, BELTON, TX 76513-8436

Tax Assessment & Valuation

Source: Bell County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,027.00 (+14.46%)	$73,406 (-5%) Land $24,150 Building $49,256	$73,406 (-5%) Land $24,150 Building $49,256
2023	$1,771.00 (+25.69%)	$77,273 Land $24,150 Building $53,123	$77,273 Land $24,150 Building $53,123
2022	$1,409.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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