1307 S 45th St, Temple, TX 76504 Property Records

Bell County property record for 1307 S 45th St, Temple, TX 76504

Property Summary

Property Type	Single Family Home
Details	1 ba · 986 sqft · built 1940
Lot Size	0.16 acres (7,000 sqft)
Owner	Individual Name on File
Tax Bill	$653 (2023)
Deeds & Mortgages	Aug 2022 Mortgage Dec 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0126470000`

Property Details

APN / Parcel Number

Primary APN	`0126470000`
Alternative APNs	`843575` `99882`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	986 sqft Living Area
1st Floor Area	986 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1940
Exterior Material	Wood Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	87 sqft
Storage Building	90 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	843575
Street Address	1307 S 45TH ST
City	TEMPLE
State	TX
Zip	76504-6574
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	GR
Legal Description	TEMPLE HEIGHTS, BLOCK 035, LOT 0004, ENHANCED LIFE ESTATE ENHANCED LIFE ESTATE
Legal Subdivision	TEMPLE HEIGHTS
Legal Block	35
Legal Lot Number	4
Jurisdiction	BELL TX
Township / Civil Division	TEMPLE
Census Block Group	2
Census Block	2000
Census Tract	21102

Owner

Source: Bell County assessment roll, as of August 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1610 S 31ST ST STE 102, 102, TEMPLE, TX 76504-6726
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2022	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Dec 21, 2021	Intrafamily Transfer, Transfer
Mar 6, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS
May 2, 2018	Grant Deed, Transfer R C KIDS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 2, 2018
Deed Sale	May 2, 2018
Prior Sale	Mar 19, 2015
Deed Document Number	0000017865
Deed Book / Page	010441 / 000688
Last Transfer Date	Dec 21, 2021
Transfer Doc	0000083823
Record Updated	Jun 7, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1307 S 45TH ST, TEMPLE, TX 76504-6574
Transaction Type	Mortgage
Record Updated	Aug 23, 2022
Title Company	AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051486
Date	Aug 15, 2022
Instrument	2022051486

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BELL TX
Recording Date	Dec 21, 2021
Property Address	1307 S 45TH ST, TEMPLE, TX 76504-6574
Document Number	0000083823
Map Reference	VOL 195 PG 634
Instrument Date	Dec 8, 2021
Instrument	2021083823
Transaction Type	Transfer
Record Updated	Jan 4, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1336 CHESTNUT ST, SAN MARCOS, TX 78666-3519

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELL TX
Property Address	1307 S 45TH ST, TEMPLE, TX 76504-6574
Document Number	0000012283
Instrument Date	Mar 6, 2020
Transaction Type	Mortgage
Record Updated	Jun 2, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1307 S 45TH ST TEMPLE TX 765046574, TEMPLE, TX 76504-6574

Mortgage

Document Number	0000012283
Date	Mar 11, 2020
Instrument	12283

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 10, 2050

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BELL TX
Recording Date	May 2, 2018
Property Address	1307 S 45TH ST, TEMPLE, TX 76504-6574
Document Number	0000017865
Book / Page	010441 / 000688
Instrument Date	May 2, 2018
Instrument	17865
Transaction Type	Transfer
Record Updated	May 31, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 N 1ST ST LITTLE RIVER ACADEMY TX 765542622, LITTLE RIVER ACADEMY, TX 76554-2622

Mortgage

Document Number	17867
Date	May 2, 2018
Book Page	010441/000696
Instrument	17867

Lender

Name	R C KIDS LLC
Address	1610 S 31ST ST # 102-29, TEMPLE, TX 76504-6788

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Bell County
Municipality	Temple City
Unified School District	Temple Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$653.00 (-33.71%) Homeowner's exemption Senior Citizen's exemption	$115,517 Land $24,150 Building $91,367	$115,517 Land $24,150 Building $91,367
2022	$985.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TEMPLE serves 94,935 people · EPA ID TX0140005
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2019 Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 647 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Radiate Holdings Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group.

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