Jefferson County property record for 1308 N 3rd St, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,402 sqft · built 2019 |
| Lot Size | 0.51 acres (22,216 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,000 (Jan 2021) |
| Tax Bill | $1,970 (2025) |
| Deeds & Mortgages | Jan 2024 Line of Credit Jan 2021 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181.001.04010008 |
| Primary APN | 181.001.04010008 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,402 sqft Living Area |
| Gross Area | 1,802 sqft |
| 1st Floor Area | 1,402 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Lot Area | 22,216 sqft (0.51 acres) |
| Lot Dimensions | 185 ft deep x 150 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Stoop |
|---|---|
| Porch Area | 16 sqft |
| Deck Area | Deck Area |
| Patio Area | 56 sqft |
| Heating System | HVAC |
|---|
| Street Address | 1308 N 3RD ST |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | HARTSHORN ACRES CONSOL LOT 1 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 01 |
| Legal Subdivision | HARTSHORN |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 700801 |
1308 N 3rd St is owned and occupied by two individuals who bought it in January 2021.
Source: Jefferson County records, as of August 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1308 N 3RD ST, FESTUS, MO 63028-1630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2024 | Deed of Trust, Mortgage · Line of Credit OZARKS FSLA |
| Jan 28, 2021 | Warranty Deed, Transfer LAND HM FIN'L SVCS INC |
| May 12, 2020 | Quit Claim Deed, Construction Loan · Line of Credit BLOOMSDALE BK |
| Sep 4, 2019 | Deed of Trust, Mortgage · Line of Credit BLOOMSDALE BK |
| Jun 15, 2017 | Warranty Deed, Transfer · Line of Credit BLOOMSDALE BK |
| Mar 24, 2017 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 28, 2021 · Amount on File |
| Deed Sale | Jan 28, 2021 · Amount on File |
| Prior Sale | May 12, 2020 · Amount on File |
| Deed Document Number | 20214131 |
| Prior Transfer Date | Jan 28, 2011 |
| Prior Transfer Doc | 0000004709 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1308 N 3RD ST, FESTUS, MO 63028-1630 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1308 N 3RD ST, FESTUS, MO 63028-1630 |
| Document Number | 0000002129 |
|---|---|
| Date | Jan 31, 2024 |
| Instrument | 2024R-002129 |
| Name | OZARKS FSLA |
|---|---|
| Type | Bank |
| Address | FARMINGTON, MO 63640 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Feb 24, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jan 28, 2021 |
| Property Address | 1308 N 3RD ST, FESTUS, MO 63028-1630 |
| Document Number | 0000004131 |
| Instrument Date | Jan 22, 2021 |
| Instrument | 4131 |
| Transaction Type | Transfer |
| Record Updated | Apr 6, 2021 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1308 N 3RD ST FESTUS MO 630281630, FESTUS, MO 63028-1630 |
| Document Number | 4132 |
|---|---|
| Date | Jan 28, 2021 |
| Instrument | 4132 |
| Name | LAND HM FIN'L SVCS INC |
|---|---|
| Address | CONCORD, CA 94520 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 27, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | May 12, 2020 |
| Property Address | 1308 N 3RD ST, FESTUS, MO 63028-1630 |
| Document Number | 0000016225 |
| Instrument Date | Apr 30, 2020 |
| Instrument | 16225 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 30, 2020 |
| Title Company | HILLSBORO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1308 N 3RD ST FESTUS MO 630281630, FESTUS, MO 63028-1630 |
| Document Number | 16226 |
|---|---|
| Date | May 12, 2020 |
| Instrument | 16226 |
| Name | BLOOMSDALE BK |
|---|---|
| Type | Bank |
| Address | BLOOMSDALE, MO 63627 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1308 N 3RD ST, FESTUS, MO 63028-1630 |
| Document Number | 0000028118 |
| Instrument Date | Sep 4, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 30, 2019 |
| Title Company | HILLSBORO TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 911 W MAIN ST FESTUS MO 630281769, FESTUS, MO 63028-1769 |
| Document Number | 0000028118 |
|---|---|
| Date | Sep 13, 2019 |
| Instrument | 28118 |
| Name | BLOOMSDALE BK |
|---|---|
| Type | Bank |
| Address | BLOOMSDALE, MO 63627 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Jun 15, 2017 |
| Property Address | 1308 N 3RD ST, FESTUS, MO 63028-1630 |
| Document Number | 0000018326 |
| Instrument Date | Jun 9, 2017 |
| Instrument | 18326 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Title Company | HILLSBORO TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 911 W MAIN ST FESTUS MO 630281769, FESTUS, MO 63028-1769 |
| Document Number | 18327 |
|---|---|
| Date | Jun 15, 2017 |
| Instrument | 18327 |
| Name | BLOOMSDALE BK |
|---|---|
| Type | Bank |
| Address | BLOOMSDALE, MO 63627 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Mar 24, 2017 |
| Property Address | 1308 N 3RD ST, FESTUS, MO 63028-1630 |
| Document Number | 0000008782 |
| Instrument Date | Mar 16, 2017 |
| Instrument | 8782 |
| Transaction Type | Transfer |
| Record Updated | Mar 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
The 2025 property tax bill for 1308 N 3rd St was $1,970, up 7.1% from the year before.
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $35,900 (-) Land $1,500 Building $34,400 | $189,200 (-) Land $8,100 Building $181,100 | |
| 2025 | $1,970.00 (+7.12%) | $35,900 Land $1,500 Building $34,400 | $189,200 (-) Land $8,100 Building $181,100 |
| 2024 | $1,839.00 (+0.49%) | $189,200 (+10.32%) Land $8,100 Building $181,100 | |
| 2023 | $1,830.00 | $32,500 Land $1,500 Building $31,000 | $171,500 Land $8,100 Building $163,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1308 N 3rd St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2009–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1308 N 3rd St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 95% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
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