Jefferson County property record for 1206 N 3rd St, Festus, MO 63028
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,423 sqft · built 1950 |
| Lot Size | 0.607 acres (26,441 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $322,525 (Mar 2026) |
| Tax Bill | $1,144 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Mar 2026 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 181.001.04010005 |
| Primary APN | 181.001.04010005 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,423 sqft Living Area |
| Gross Area | 1,863 sqft |
| 1st Floor Area | 1,423 sqft |
| Basement Area | 1,423 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 26,441 sqft (0.607 acres) |
| Lot Dimensions | 185 ft deep x 185 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Porch | Enclosed Frame Porch |
| Porch Area | 290 sqft |
| Patio Area | 149 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1206 N 3RD ST |
|---|---|
| City | FESTUS |
| State | MO |
| Zip | 63028-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CT1 |
| Legal Description | HARTSHORN ACRES E PT LOT 3 BLOCK 3 |
| Legal Range | 5E |
| Legal Township | 40N |
| Legal Section | 01 |
| Legal Subdivision | HARTSHORN ACRES |
| Legal Block | 3 |
| Legal Lot Number | 3 |
| Jurisdiction | JEFFERSON MO |
| Township / Civil Division | RIVER VIEW |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 700801 |
Source: Jefferson County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1206 N 3RD ST, FESTUS, MO 63028-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single |
| Date | Document |
|---|---|
| Mar 27, 2026 | Correction Deed |
| Mar 20, 2026 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Apr 11, 2023 | Beneficiary Deed, Transfer |
| May 15, 2020 | Deed of Trust, Mortgage USAA FED'L SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2026 · Amount on Record |
| Deed Sale | Mar 20, 2026 · Amount on Record |
| Prior Sale | Jun 19, 2014 · Amount on Record |
| Deed Document Number | 20267388 |
| Prior Transfer Date | Apr 6, 2023 |
| Prior Transfer Doc | 0000008511 |
| Record Updated | Oct 29, 2026 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Mar 27, 2026 |
| Property Address | 1206 N 3RD ST, FESTUS, MO 63028-1628 |
| Document Number | 0000007965 |
| Map Reference | MB 8 PG 46 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 2026R-007965 |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1206 N 3RD ST, FESTUS, MO 63028-1628 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Mar 20, 2026 |
| Property Address | 1206 N 3RD ST, FESTUS, MO 63028-1628 |
| Document Number | 0000007388 |
| Map Reference | MB 8 PG 46 |
| Instrument Date | Mar 17, 2026 |
| Instrument | 2026R-007388 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1206 N 3RD ST, FESTUS, MO 63028-1628 |
| Document Number | 0000007389 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 2026R-007389 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Recording Date | Apr 11, 2023 |
| Property Address | 1206 N 3RD ST, FESTUS, MO 63028-1628 |
| Document Number | 0000008511 |
| Map Reference | MB 8 PG 46 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 2023R-008511 |
| Transaction Type | Transfer |
| Record Updated | Nov 6, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1206 N 3RD ST, FESTUS, MO 63028-1628 |
| Name | Verified Name |
|---|---|
| Address | 319 N KENTUCKY ST, BENLD, IL 62009-1217 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON MO |
| Property Address | 1206 N 3RD ST, FESTUS, MO 63028-1628 |
| Document Number | 0000029439 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1206 N 3RD ST FESTUS MO 630281628, FESTUS, MO 63028-1628 |
| Document Number | 0000029439 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 29439 |
| Name | USAA FED'L SVGS BK |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 12, 2050 |
Source: Jefferson County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Jefferson County |
| Municipality | Festus City |
| Unified School District | Festus R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,800 (-) Land $1,500 Building $20,300 | $114,700 (-) Land $8,100 Building $106,600 | |
| 2025 | $1,144.00 (+0.09%) | $21,800 (+7.92%) Land $1,500 Building $20,300 | $114,700 (-) Land $8,100 Building $106,600 |
| 2024 | $1,143.00 (+0.53%) | $114,700 (+7.8%) Land $8,100 Building $106,600 | |
| 2023 | $1,137.00 | $20,200 Land $1,500 Building $18,700 | $106,400 Land $8,100 Building $98,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2009–2014) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FESTUS PWS serves 13,000 people · EPA ID MO6010276 |
|---|---|
| Water Source | Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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