1308 Laurel Way, Miramar Beach, FL 32550 Property Records

Walton County property record for 1308 Laurel Way, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,637 sqft · built 2003
Lot Size	0.06 acres (2,614 sqft)
Owner	Company Name on File
Last Sale	$645,000 (May 2021)
Tax Bill	$5,738 (2025)
Deeds & Mortgages	May 2022 Transfer May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-2S-21-42810-000-1308`

Property Details

APN / Parcel Number

Primary APN	`26-2S-21-42810-000-1308`
Alternative APNs	`26-221-42810-000-1308` `1052998`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,637 sqft Living Area
Gross Area	1,833 sqft
1st Floor Area	1,227 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	65 ft deep x 40.7 ft wide
Porch	Finished/Open Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1308 LAUREL WAY
City	MIRAMAR BEACH
State	FL
Zip	32550-7893
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1308 LAUREL GROVE PH 1 PB 15 PG 69 AS DESC IN OR 2518-1167 OR 2635-1325 OR 3195-4147 OR 3251-1830
Legal Range	021
Legal Township	02S
Legal Section	26
Legal Subdivision	LAUREL GROVE PH 1
Legal Phase	1
Legal Block	13
Legal Lot Number	1308
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3012
Census Tract	950607

Owner

1308 Laurel Way is owned by a company that acquired it in May 2022.

Source: Walton County records, as of December 3, 2025

Owner of Record	Company Name on File
Mailing Address	1218 SPRING LILLY DR, HIGH RIDGE, MO 63049-1185
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
May 3, 2021	Warranty Deed, Transfer · Conventional Mortgage RENASANT BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 3, 2021 · Amount on File
Deed Sale	May 3, 2021 · Amount on File
Prior Sale	Oct 8, 2004 · Amount on File
Deed Document Number	202121778
Deed Book / Page	3195 / 4147
Last Transfer Date	May 3, 2022
Transfer Doc	0032511830
Record Updated	Jun 8, 2026

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WALTON FL
Recording Date	May 6, 2022
Property Address	1308 LAUREL WAY, MIRAMAR BEACH, FL 32550-7893
Document Number	0032511830
Book / Page	3251 / 1830
Map Reference	MB 15 PG 69&69A-69C
Instrument Date	May 3, 2022
Instrument	20220021833
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1218 SPRING LILLY DR, 1218, HIGH RIDGE, MO 63049-1185

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1218 SPRING LILLY DR, HIGH RIDGE, MO 63049-1185

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 3, 2021
Property Address	1308 LAUREL WAY, MIRAMAR BEACH, FL 32550-7893
Document Number	0031954147
Book / Page	3195 / 4147
Map Reference	MB 15 PG 69,69A-69C
Instrument Date	Apr 30, 2021
Instrument	20210021778
Transaction Type	Transfer
Record Updated	May 13, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,515.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9365 CEDAR RESERVE DR, 9365, OVERLAND PARK, KS 66207-3458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1218 SPRING LILLY DR, HIGH RIDGE, MO 63049-1185
Investor	Possibly a Property Investor

Mortgage

Document Number	31954149
Date	May 3, 2021
Instrument	3195/4149

Lender

Name	RENASANT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1308 Laurel Way was $5,738, down 2.1% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,738.00 (-2.07%)	$635,092 Land $108,692 Building $526,400	$635,092 Land $108,692 Building $526,400
2024	$5,859.00 (-0.48%)
2023	$5,887.00 (+6.01%)	$647,928 (+8.13%) Land $108,692 Building $539,236	$647,928 (+8.13%) Land $108,692 Building $539,236
2022	$5,553.00	$599,229 Land $120,648 Building $478,581	$599,229 Land $120,648 Building $478,581

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1308 Laurel Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1308 Laurel Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Mediacom Xtream.

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