1302 Laurel Way, Miramar Beach, FL 32550 Property Records

Walton County property record for 1302 Laurel Way, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,379 sqft · built 2003
Lot Size	0.071 acres (3,093 sqft)
Owner	Individual Name on Record
Last Sale	$934,000 (Jul 2021)
Tax Bill	$8,973 (2024)
Deeds & Mortgages	Jul 2021 Sale & Mortgage Sep 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`26-2S-21-42810-000-1302`

Property Details

APN / Parcel Number

Primary APN	`26-2S-21-42810-000-1302`
Alternative APN	`1052992`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,379 sqft Living Area
Gross Area	3,717 sqft
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2003
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	3,093 sqft (0.071 acres)
Lot Depth	7.2 ft Depth
Garage Type	Finished
Garage Area	264 sqft
Porch	Porch
Porch Area	1,074 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1052992
Street Address	1302 LAUREL WAY
City	MIRAMAR BEACH
State	FL
Zip	32550-7893
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1302 LAUREL GROVE PH 1 PB 15-69 OR 2518-64 OR 2624-4431 OR 2891-3262 OR 2999-3108 OR 3052-4303 OR 3208-963
Legal Range	21W
Legal Township	02S
Legal Section	26
Legal Subdivision	LAUREL GROVE PH 1
Legal Phase	1
Legal Lot Number	1302
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3012
Census Tract	950607

Owner

Source: Walton County records, as of December 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	1026 LAKE CHARLES DR, ROSWELL, GA 30075-3228
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Warranty Deed, Transfer · Conventional Mortgage FBT MORTGAGE LLC
Sep 22, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021 · Amount on Record
Deed Sale	Jul 21, 2021 · Amount on Record
Prior Sale	Sep 22, 2017
Deed Document Number	20210036555
Deed Book / Page	3208 / 963
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Jul 21, 2021
Property Address	1302 LAUREL WAY, MIRAMAR BEACH, FL 32550-7893
Document Number	0032080963
Book / Page	3208 / 963
Map Reference	MB 15 PG 69-69C
Instrument Date	Jul 19, 2021
Instrument	20210036555
Transaction Type	Transfer
Record Updated	Aug 2, 2022
Title Company	MCGILL ESCROW AND TITLE LLC, MCGILL ESCROW & TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,538.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3110 OLD CANTON RD, 3110, JACKSON, MS 39216-4219

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1026 LAKE CHARLES DR, ROSWELL, GA 30075-3228

Mortgage

Document Number	0003208964
Date	Jul 21, 2021
Instrument	3208/964

Lender

Name	FBT MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Sep 22, 2017
Property Address	1302 LAUREL WAY, MIRAMAR BEACH, FL 32550-7893
Document Number	0030524303
Book / Page	003052 / 004303
Instrument Date	Sep 7, 2017
Instrument	31250
Transaction Type	Transfer
Record Updated	Oct 12, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3110 OLD CANTON RD JACKSON MS 392164219, JACKSON, MS 39216-4219

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$971,793 (-2.13%) Land $103,516 Building $868,277	$971,793 (-2.13%) Land $103,516 Building $868,277
2024	$8,973.00 (-0.54%)
2023	$9,022.00 (+7.71%)	$992,965 (+9.86%) Land $103,516 Building $889,449	$992,965 (+9.86%) Land $103,516 Building $889,449
2022	$8,376.00	$903,841 Land $114,903 Building $788,938	$903,841 Land $114,903 Building $788,938

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Mediacom Xtream.

Nearby Properties on Laurel Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures