1307 Laurel Way, Miramar Beach, FL 32550 Property Records

Walton County property record for 1307 Laurel Way, Miramar Beach, FL 32550

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,853 sqft · built 2003
Lot Size	0.046 acres (2,004 sqft)
Owner	Company Name on File
Last Sale	$950,000 (May 2026)
Tax Bill	$6,223 (2025)
Deeds & Mortgages	May 2026 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`26-2S-21-42810-000-1307`

Property Details

APN / Parcel Number

Primary APN	`26-2S-21-42810-000-1307`
Alternative APNs	`26-221-42810-000-1307` `1052997`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,853 sqft Living Area
Gross Area	2,254 sqft
1st Floor Area	1,055 sqft
Flooring	Carpet
Interior Walls	Custom/Decorative

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	2,004 sqft (0.046 acres)
Lot Dimensions	63 ft deep x 32 ft wide
Porch	Finished/Open Porch
Porch Area	401 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1307 LAUREL WAY
City	MIRAMAR BEACH
State	FL
Zip	32550-7893
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SD
Legal Description	LOT 1307 LAUREL GROVE PH 1 PB 15 PG 69 AS DESC IN OR 2518-1996 OR 3163-2757
Legal Range	021
Legal Township	02S
Legal Section	26
Legal Subdivision	LAUREL GROVE PH 1
Legal Phase	1
Legal Block	13
Legal Lot Number	1307
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	3
Census Block	3012
Census Tract	950607

Owner

1307 Laurel Way is owned by a company that bought it in May 2026.

Source: Walton County records, as of June 5, 2026

Owner of Record	Company Name on File
Mailing Address	1502 HARRIS FERRY RD, IRVINE, KY 40336-8568
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 18, 2026 · Amount on File
Deed Sale	May 18, 2026 · Amount on File
Prior Sale	Oct 9, 2020 · Amount on File
Deed Document Number	202620032
Deed Book / Page	3398 / 2950
Prior Transfer Date	Sep 11, 2020
Prior Transfer Doc	0031632754
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	May 18, 2026
Property Address	1307 LAUREL WAY, MIRAMAR BEACH, FL 32550-7893
Document Number	0033982950
Book / Page	3398 / 2950
Instrument Date	May 11, 2026
Instrument	202620032
Transaction Type	Transfer
Record Updated	Jun 5, 2026
Title Company	NORTHWEST FLORIDA TITLE AND ES

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$671,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1502 HARRIS FERRY RD, IRVINE, KY 40336-8568

Mortgage

Document Number	0000020033,
Date	May 18, 2026
Instrument	202620033

Lender

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 11, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.46%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 1307 Laurel Way was $6,223, up 3.3% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,223.00 (+3.29%)	$705,618 Land $108,692 Building $596,926	$705,618 Land $108,692 Building $596,926
2024	$6,025.00 (+4.71%)
2023	$5,754.00 (+7.01%)	$720,173 (+8.66%) Land $108,692 Building $611,481	$720,173 (+8.66%) Land $108,692 Building $611,481
2022	$5,377.00	$662,770 Land $120,648 Building $542,122	$662,770 Land $120,648 Building $542,122

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1307 Laurel Way in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 530 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,379 units insured incl. 849 condo units
Nearby Flood Claims	14 (2001–2021)
Claims Outside the SFHA	2 of 14
Most Recent Claim	Oct 2021 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 6 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1307 Laurel Way is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Mediacom Xtream.

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