Guadalupe County property record for 1308 Circle Oak Dr, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,790 sqft · built 1972 |
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $489,500 (Jun 2022) |
| Tax Bill | $9,417 (2023) |
| Deeds & Mortgages | Jun 2022 Mortgage Aug 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G1865100003300000 |
| Primary APN | 1G1865100003300000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,790 sqft Living Area |
| Gross Area | 3,366 sqft |
| 1st Floor Area | 2,790 sqft |
| Utility Area | 600 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 23,958 sqft (0.55 acres) |
| Garage Type | Detached |
| Garage Area | 1,050 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Area | 1 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 576 sqft |
| Storage Building | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 1308 CIRCLE OAK DR |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-3618 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 33 ADDN: LAZY OAK #1 & ABST: 245 MARTIN & WALKER 0.5500 AC. |
| Legal Subdivision | LAZY OAK #1 |
| Legal Block | 1 |
| Legal Lot Number | 33 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1022 |
| Census Tract | 210711 |
1308 Circle Oak Dr is owned and occupied by two individuals who bought it in June 2022.
Source: Guadalupe County records, as of August 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1308 CIRCLE OAK DR, SCHERTZ, TX 78154-3618 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 17, 2022 | Vendor's Lien, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Aug 1, 2017 | Deed of Trust, Mortgage · Line of Credit RANDOLPH BROOKS FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 17, 2022 · Amount on File |
| Deed Sale | Jun 17, 2022 · Amount on File |
| Deed Document Number | 202219115 |
| Record Updated | Sep 20, 2026 |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Recording Date | Jun 17, 2022 |
| Property Address | 1308 CIRCLE OAK DR, SCHERTZ, TX 78154-3618 |
| Document Number | 0099019115 |
| Map Reference | VOL 1573 PG 227 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 202299019115 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Title Company | ALAMO TITLE COMPANY, ALAMO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1308 CIRCLE OAK DR, SCHERTZ, TX 78154-3618 |
| Document Number | 0099019116 |
|---|---|
| Date | Jun 17, 2022 |
| Instrument | 202299019116 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Special Notes | Seller Financed |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 1308 CIRCLE OAK DR, SCHERTZ, TX 78154-3618 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000017815 |
|---|---|
| Date | Aug 1, 2017 |
| Instrument | 2017017815 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 1, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $326,726 (-17.62%) Land $75,165 Building $251,561 | $326,726 (-17.62%) Land $75,165 Building $251,561 | |
| 2025 | $396,621 Land $90,721 Building $305,900 | $396,621 Land $90,721 Building $305,900 | |
| 2023 | $9,417.00 (+99.68%) Homeowner's exemption Senior Citizen's exemption Widower's exemption | $483,055 Land $58,046 Building $425,009 | $483,055 Land $58,046 Building $425,009 |
| 2022 | $4,716.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1308 Circle Oak Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1308 Circle Oak Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 91% of Texas |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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