Guadalupe County property record for 1305 Circle Oak Dr, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 1,460 sqft · built 1971 |
| Lot Size | 0.57 acres (24,829 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $227,300 (Apr 2016) |
| Tax Bill | $2,840 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Sep 2020 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 1G1865100001000000 |
| Primary APN | 1G1865100001000000 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,460 sqft Living Area |
| Gross Area | 2,180 sqft |
| 1st Floor Area | 1,460 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick Veneer |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,829 sqft (0.57 acres) |
| View / Lot | Corner |
| Garage Type | Attached |
| Garage Area | 546 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 24 sqft |
| Patio Area | 150 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 1305 CIRCLE OAK DR |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-3619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 10 BLK: ADDN: LAZY OAK 1 ABST: 245 MARTIN & WALKER 0.5700 AC. |
| Legal Subdivision | LAZY OAK #1 |
| Legal Block | 1 |
| Legal Lot Number | 10 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 210711 |
1305 Circle Oak Dr is owned and occupied by two individuals who bought it in April 2016.
Source: Guadalupe County records, as of October 13, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1305 CIRCLE OAK DR, SCHERTZ, TX 78154-3619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed of Trust, Mortgage · Line of Credit SECURITY SERVICE FCU |
| Sep 11, 2020 | Deed of Trust, Mortgage · VA Mortgage PILGRIM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 2016 · Amount on File |
| Deed Sale | Apr 26, 2016 · Amount on File |
| Deed Document Number | 20168489 |
| Prior Transfer Date | Jan 12, 2006 |
| Prior Transfer Doc | 0000017899 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 1305 CIRCLE OAK DR, SCHERTZ, TX 78154-3619 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0099036001 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 202299036001 |
| Name | SECURITY SERVICE FCU |
|---|---|
| Type | Credit Union |
| Address | SAN ANTONIO, TX 78249 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Dec 1, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 1305 CIRCLE OAK DR, SCHERTZ, TX 78154-3619 |
| Document Number | 0000026139 |
| Instrument Date | Sep 11, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 9, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1305 CIRCLE OAK DR SCHERTZ TX 781543619, SCHERTZ, TX 78154-3619 |
| Document Number | 0000026139 |
|---|---|
| Date | Sep 21, 2020 |
| Instrument | 26139 |
| Name | PILGRIM MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN ANTONIO, TX 78232 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 20, 2050 |
The 2025 property tax bill for 1305 Circle Oak Dr was $2,840 with exemptions applied, down 23.7% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $173,879 (-23.58%) Land $67,145 Building $106,734 | $173,879 (-23.58%) Land $67,145 Building $106,734 | |
| 2025 | $2,840.00 (-23.68%) Homeowner's exemption | $227,523 Land $79,262 Building $148,261 | $227,523 Land $79,262 Building $148,261 |
| 2024 | $3,721.00 (+13.13%) | ||
| 2023 | $3,289.00 (-16.46%) Homeowner's exemption | $263,956 Land $33,882 Building $230,074 | $263,956 Land $33,882 Building $230,074 |
| 2022 | $3,937.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1305 Circle Oak Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1305 Circle Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures