Guadalupe County property record for 1323 Circle Oak Dr, Schertz, TX 78154
| Property Type | Single Family Home |
|---|---|
| Details | 2,944 sqft · built 1994 |
| Lot Size | 0.342 acres (14,884 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,971 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1G2270200300700000 |
| Primary APN | 1G2270200300700000 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,944 sqft Living Area |
| Gross Area | 3,974 sqft |
| 1st Floor Area | 2,404 sqft |
| 2nd Floor Area | 524 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Lot Area | 14,884 sqft (0.342 acres) |
| Garage Type | Attached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Porch |
| Porch Area | 186 sqft |
| Patio Area | 294 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 1323 CIRCLE OAK DR |
|---|---|
| City | SCHERTZ |
| State | TX |
| Zip | 78154-3619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 7 BLK: 3 ADDN: OAK FOREST #2 |
| Legal Subdivision | OAK FOREST #2 |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | GUADALUPE TX |
| Township / Civil Division | SCHERTZ-CIBOLO |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 210711 |
1323 Circle Oak Dr is owned and occupied by two individuals.
Source: Guadalupe County records, as of August 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1323 CIRCLE OAK DR, SCHERTZ, TX 78154-3619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GUADALUPE TX |
| Property Address | 1323 CIRCLE OAK DR, SCHERTZ, TX 78154-3619 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0099029666 |
|---|---|
| Date | Sep 21, 2022 |
| Instrument | 202299029666 |
| Name | RANDOLPH BROOKS FCU |
|---|---|
| Type | Credit Union |
| Address | UNIVERSAL CITY, TX 78148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Oct 1, 2032 |
The 2025 property tax bill for 1323 Circle Oak Dr was $1,971 with exemptions applied, down 26.5% from the year before.
Source: Guadalupe County assessment roll, as of August 12, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Guadalupe County |
| Municipality | Schertz City |
| Unified School District | Schertz-Cibolo-Universal City Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $412,875 (+1%) Land $69,033 Building $353,165 | $422,198 (+12.48%) Land $69,033 Building $353,165 | |
| 2025 | $1,971.00 (-26.46%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $375,341 Land $71,915 Building $303,426 | $375,341 Land $71,915 Building $303,426 |
| 2024 | $2,680.00 (-0.3%) | ||
| 2023 | $2,688.00 (-45.31%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption Veteran's exemption | $475,946 Land $47,530 Building $428,416 | $475,946 Land $47,530 Building $428,416 |
| 2022 | $4,915.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1323 Circle Oak Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2009) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2009 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1323 Circle Oak Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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