13073 Cardeto Ct, Estero, FL 33928 Property Records

Lee County property record for 13073 Cardeto Ct, Estero, FL 33928

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,942 sqft · built 2012
Lot Size	0.326 acres (14,201 sqft)
Owner	2 Company Names on Record
Last Sale	$367,500 (Aug 2018)
Tax Bill	$5,073 (2025)
Deeds & Mortgages	Jul 2022 Transfer Jun 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-46-26-E4-1000C.0500`

Property Details

APN / Parcel Number

Primary APN	`32-46-26-E4-1000C.0500`
Alternative APNs	`263246E41000C0500` `324626100000C0500` `10555099`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,942 sqft Living Area
Gross Area	3,653 sqft
1st Floor Area	1,303 sqft
Upper Floors Area	1,303 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Colonial
Exterior Material	Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Concrete
Lot Area	14,201 sqft (0.326 acres)
Garage Type	Attached
Garage Area	463 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Florida Room
Porch Area	248 sqft
Patio Area	336 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	10555099
Street Address	13073 CARDETO CT
City	ESTERO
State	FL
Zip	33928-6431
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BELLA TERRA UNIT FIFTEEN AS DESC IN INST #2010000240262 BLK C LOT 50
Legal Range	26E
Legal Township	46S
Legal Section	32
Legal Subdivision	BELLA TERRA
Legal Tract	E4
Legal Block	C
Legal Lot Number	50
Legal Unit	FIFTEE
Jurisdiction	LEE FL
Township / Civil Division	BONITA SPRINGS
Census Block Group	5
Census Block	5001
Census Tract	50311

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	13073 CARDETO CT, ESTERO, FL 33928-6431
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Jun 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Aug 23, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2018 · Amount on Record
Deed Sale	Aug 23, 2018 · Amount on Record
Prior Sale	Nov 5, 2012 · Amount on Record
Deed Document Number	2018203879
Last Transfer Date	Jun 23, 2022
Transfer Doc	0000234143
Record Updated	Oct 29, 2026

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE FL
Recording Date	Jul 18, 2022
Property Address	13073 CARDETO CT, ESTERO, FL 33928-6431
Document Number	0000234143
Map Reference	DOC 2010000240262
Instrument Date	Jun 23, 2022
Instrument	2022000234143
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13073 CARDETO CT, 13073, ESTERO, FL 33928-6431

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	13073 CARDETO CT, ESTERO, FL 33928-6431

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE FL
Property Address	13073 CARDETO CT, ESTERO, FL 33928-6431
Transaction Type	Mortgage
Record Updated	Oct 28, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000183710
Date	Jun 3, 2021
Instrument	2021000183710

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2036

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Aug 23, 2018
Property Address	13073 CARDETO CT, ESTERO, FL 33928-6431
Document Number	0000203879
Instrument Date	Aug 23, 2018
Instrument	203879
Transaction Type	Transfer
Record Updated	Sep 11, 2018
Title Company	LEGACY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,572.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	13073 CARDETO CT ESTERO FL 339286431, ESTERO, FL 33928-6431

Mortgage

Document Number	203880
Date	Aug 23, 2018
Instrument	203880

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 22, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.97%

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Municipality	Estero Village
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$330,974 (+2.7%)	$444,837 (+1.19%) Land $111,920 Building $332,917
2025	$5,073.00 (+5.62%) Homeowner's exemption	$322,273 (+5.99%)	$439,593 (-7.62%) Land $130,008 Building $309,585
2023	$4,803.00 (-0.56%) Homeowner's exemption	$304,068 (+3%)	$475,870 (+24.42%) Land $167,942 Building $307,928
2022	$4,830.00 Homeowner's exemption	$295,212	$382,464 Land $83,095 Building $299,369

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 88 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	88 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 88% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LEE COUNTY UTILITIES serves 282,556 people · EPA ID FL5364048
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hotwire Communications Fiber	2,500 / 2,500
CenturyLink Fiber	2,000 / 1,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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