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13085 Cardeto Ct, Estero, FL 33928 Property Records

Lee County property record for 13085 Cardeto Ct, Estero, FL 33928

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,811 sqft · built 2012
Lot Size0.218 acres (9,496 sqft)
Owner2 Individual Names on Record
Last Sale$580,000 (May 2022)
Tax Bill$7,341 (2025)
Deeds & MortgagesJul 2022 Transfer
May 2022 Sale & Mortgage
+ 5 more
Flood ZoneZone X (minimal risk)
APN32-46-26-E4-1000C.0530

Property Details

APN / Parcel Number

Primary APN32-46-26-E4-1000C.0530
Alternative APNs
  • 263246E41000C0530
  • 324626100000C0530
  • 10555102

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,811 sqft Living Area
Gross Area3,408 sqft
1st Floor Area2,032 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Architectural StyleRanch
Exterior MaterialConcrete Block
Roof TypeCathedral/Clerestory
Roof MaterialConcrete
Lot Area9,496 sqft (0.218 acres)
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area312 sqft
PorchFlorida Room
Porch Area177 sqft
Patio Area467 sqft
Lawn SprinklersLawn Sprinklers

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number10555102
Street Address13085 CARDETO CT
CityESTERO
StateFL
Zip33928-6431
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRPD
Legal DescriptionBELLA TERRA UNIT FIFTEEN AS DESC IN INST #2010000240262 BLK C LOT 53
Legal Range26E
Legal Township46S
Legal Section32
Legal SubdivisionBELLA TERRA
Legal TractE4
Legal BlockC
Legal Lot Number53
Legal UnitFIFTEE
JurisdictionLEE FL
Township / Civil DivisionBONITA SPRINGS
Census Block Group5
Census Block5001
Census Tract50311

Owner

Source: Lee County records, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address13073 CARDETO CT, ESTERO, FL 33928-6431
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
May 17, 2022Warranty Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
May 17, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Apr 22, 2022Warranty Deed, Transfer
ACCOMODATION, ACCOMMODATION
Jun 30, 2020Quit Claim Deed, Transfer
ATTORNEY ONLY
Oct 30, 2019Warranty Deed, Transfer · Conventional Mortgage
CITIZENS BK NA
Nov 8, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 17, 2022 · Amount on Record
Deed SaleMay 17, 2022 · Amount on Record
Prior SaleOct 30, 2019 · Amount on Record
Deed Document Number2022166343
Last Transfer DateJun 23, 2022
Transfer Doc0000234142
Record UpdatedSep 20, 2026

July 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateJul 18, 2022
Property Address13085 CARDETO CT, ESTERO, FL 33928-6431
Document Number0000234142
Map ReferenceDOC 2010-240262
Instrument DateJun 23, 2022
Instrument2022000234142
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address13073 CARDETO CT, 13073, ESTERO, FL 33928-6431

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address13073 CARDETO CT, ESTERO, FL 33928-6431

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateMay 17, 2022
Property Address13085 CARDETO CT, ESTERO, FL 33928-6431
Document Number0000166343
Map ReferenceDOC 2010-240262
Instrument DateMay 13, 2022
Instrument2022000166343
Transaction TypeTransfer
Record UpdatedMay 27, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,060.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address13085 CARDETO CT, 13085, ESTERO, FL 33928-6431

Transferred To (Grantee/Buyer)

NameVerified Name
Address13073 CARDETO CT, ESTERO, FL 33928-6431

Mortgage

Document Number0000166344
DateMay 17, 2022
Instrument2022000166344
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2052

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLEE FL
Recording DateMay 17, 2022
Property Address13085 CARDETO CT, ESTERO, FL 33928-6431
Document Number0000166342
Map ReferenceDOC 201000240262
Instrument DateApr 22, 2022
Instrument2022000166342
Transaction TypeTransfer
Record UpdatedMay 27, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address2225 SOMERSET DR, 2225, FRANKLIN, IN 46131-9227

Transferred To (Grantee/Buyer)

NameVerified Name
Address13085 CARDETO CT, ESTERO, FL 33928-6431

April 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateApr 22, 2022
Property Address13085 CARDETO CT, ESTERO, FL 33928-6431
Document Number0000135011
Map ReferenceMB 4306 PG 656
Instrument DateApr 21, 2022
Instrument2022000135011
Transaction TypeTransfer
Record UpdatedMay 5, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address9281 BRAMLEY TER, 9281, FORT MYERS, FL 33967-5335

Transferred To (Grantee/Buyer)

NameVerified Name
Address9281 BRAMLEY TER, FORT MYERS, FL 33967-5335

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEE FL
Recording DateJun 30, 2020
Property Address13085 CARDETO CT, ESTERO, FL 33928-6431
Document Number0000149082
Instrument DateJun 10, 2020
Instrument149082
Transaction TypeTransfer
Record UpdatedJul 17, 2020
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address13085 CARDETO CT ESTERO FL 339286431, ESTERO, FL 33928-6431

October 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLEE FL
Recording DateOct 30, 2019
Property Address13085 CARDETO CT, ESTERO, FL 33928-6431
Document Number0000249962
Instrument DateOct 24, 2019
Instrument249962
Transaction TypeTransfer
Record UpdatedNov 15, 2019
Title CompanyMARKETPLACE TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,499.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4307 BERWICK PL COLLEGE STATION TX 778454870, COLLEGE STATION, TX 77845-4870

Mortgage

Document Number249963
DateOct 30, 2019
Instrument249963
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 29, 2034

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLEE FL
Recording DateNov 8, 2017
Property Address13085 CARDETO CT, ESTERO, FL 33928-6431
Document Number0000233115
Instrument DateOct 27, 2017
Instrument233115
Transaction TypeTransfer
Record UpdatedDec 12, 2017

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4555 ELLIS RD BOYNE CITY MI 497129074, BOYNE CITY, MI 49712-9074

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyLee County
MunicipalityEstero Village
Unified School DistrictLee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$490,321 (+7.47%) Land $92,418 Building $397,903$490,321 (+7.47%) Land $92,418 Building $397,903
2025$7,341.00 (-5.33%)$456,219 (-6.88%) Land $100,292 Building $355,927$456,219 (-6.88%) Land $100,292 Building $355,927
2023$7,754.00 (+62.42%)$489,950 (+68.39%) Land $112,179 Building $377,771$489,950 (+24.42%) Land $112,179 Building $377,771
2022$4,774.00 Homeowner's exemption$290,954$393,772 Land $83,095 Building $310,677

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 88 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies88 in force
Nearby Flood Claims1 (2017)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 93% of the US · above 88% of Florida
Wildfire Likelihood1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLEE COUNTY UTILITIES
serves 282,556 people · EPA ID FL5364048
Water SourceSurface water
Last State InspectionApr 2025
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Hotwire Communications
Fiber		2,500 / 2,500
CenturyLink
Fiber		2,000 / 1,000
Xfinity
Cable		1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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