Lee County property record for 13086 Cardeto Ct, Estero, FL 33928 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,181 sqft · built 2012 |
| Lot Size | 0.213 acres (9,278 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $240,300 (Sep 2012) |
| Tax Bill | $6,801 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-46-26-E4-1000C.0450 |
| Primary APN | 32-46-26-E4-1000C.0450 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,181 sqft Living Area |
| Gross Area | 2,629 sqft |
| 1st Floor Area | 2,032 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Ranch |
| Exterior Material | Concrete Block |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Concrete |
| Lot Area | 9,278 sqft (0.213 acres) |
| View / Lot | Lake |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 28 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 10555143 |
|---|---|
| Street Address | 13086 CARDETO CT |
| City | ESTERO |
| State | FL |
| Zip | 33928-6429 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BELLA TERRA UNIT FIFTEEN AS DESC IN INST #2010000240262 BLK C LOT 45 |
| Legal Range | 26E |
| Legal Township | 46S |
| Legal Section | 32 |
| Legal Subdivision | BELLA TERRA |
| Legal Tract | E4 |
| Legal Block | C |
| Legal Lot Number | 45 |
| Legal Unit | FIFTEE |
| Jurisdiction | LEE FL |
| Township / Civil Division | BONITA SPRINGS |
| Census Block Group | 5 |
| Census Block | 5001 |
| Census Tract | 50311 |
Source: Lee County records · APN 32-46-26-E4-1000C.0450
Assessment roll updated July 29, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | PO BOX 174, LAKELAND, MI 48143-0174 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 20, 2012 · Amount on Record |
| Deed Sale | Sep 20, 2012 · Amount on Record |
| Deed Document Number | 2012205693 |
| Record Updated | Sep 20, 2026 |
Source: Lee County records · Assessment roll updated July 29, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Lee County |
| Municipality | Estero Village |
| Unified School District | Lee County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $424,327 (+5.11%) Land $96,819 Building $327,508 | $424,327 (-1.47%) Land $96,819 Building $327,508 | |
| 2025 | $6,801.00 (+8.59%) | $403,706 (-7.34%) | $430,655 (-1.15%) Land $105,524 Building $325,131 |
| 2023 | $6,263.00 (+10.23%) | $435,672 (+19.28%) Land $122,893 Building $312,779 | $435,672 (+19.28%) Land $122,893 Building $312,779 |
| 2022 | $5,682.00 | $365,247 Land $97,500 Building $267,747 | $365,247 Land $97,500 Building $267,747 |
Source: FEMA National Flood Hazard Layer, Lee County (12071C), updated September 23, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120710503115, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 88 individual NFIP policies nearby |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 88 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017, rainfall accumulation, Hurricane Irma |
| Wildfire Risk | Very High above 94% of the US · above 88% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 79 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 49 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Hotwire Communications | Fiber | 2,500 / 2,500 |
| Lumen Technologies | Fiber | 2,000 / 1,000 |
| Xfinity | Cable | 1,200 / 35 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE (outdoors only)
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