1307 Summit St, Yankton, SD 57078 Property Records

Yankton County property record for 1307 Summit St, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,442 sqft · built 1980
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$241,000 (Oct 2017)
Tax Bill	$729 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`78.890.008.015`

Property Details

APN / Parcel Number

Primary APN	`78.890.008.015`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,442 sqft Living Area
Basement Area	1,092 sqft
Finished Basement	1,092 sqft
Unfinished Basement	1,092 sqft
Flooring	Other

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Combination
Construction Type	Steel Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1307 SUMMIT ST
City	YANKTON
State	SD
Zip	57078-2677
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N2 LT 1 BLK 8 WEST YANKTON
Legal Subdivision	WEST YANKTON
Legal Block	8
Legal Lot Number	1
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	4
Census Block	4004
Census Tract	966302

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1307 SUMMIT ST, YANKTON, SD 57078-2677
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 13, 2017	Warranty Deed, Transfer NOT AVAILABLE, YANKTON TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2017 · Amount on Record
Deed Sale	Oct 13, 2017 · Amount on Record
Prior Sale	Aug 30, 2011 · Amount on Record
Deed Book / Page	537 / 142
Prior Transfer Date	Feb 15, 2008
Prior Transfer Doc	476/135
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YANKTON SD
Property Address	1307 SUMMIT ST, YANKTON, SD 57078-2677
Transaction Type	Mortgage
Record Updated	Jul 15, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	559/67
Date	Jun 2, 2021
Book Page	559/67

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	354 Months
Due	Dec 1, 2050

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Oct 13, 2017
Property Address	1307 SUMMIT ST, YANKTON, SD 57078-2677
Document Number	537/142
Book / Page	537 / 142
Map Reference	MB G PG 11
Instrument Date	Oct 13, 2017
Transaction Type	Transfer
Record Updated	Oct 26, 2021
Title Company	NOT AVAILABLE, YANKTON TITLE COMPANY

Transaction

Amount	Amount Recorded
Tax	$241.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1307 SUMMIT ST, YANKTON, SD 57078-2677

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,300 (+4.43%) Land $24,400 Building $234,900	$259,300 (+19.6%) Land $24,400 Building $234,900
2025	$729.00 (-42.82%)	$248,300 (+0.77%) Land $24,400 Building $223,900
2023		$246,400 Land $24,400 Building $222,000
2022	$1,275.00
2021			$216,800 Land $20,400 Building $196,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: South Dakota Wireless Internet, Verizon.

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