1305 Summit St, Yankton, SD 57078 Property Records

Yankton County property record for 1305 Summit St, Yankton, SD 57078

Property Summary

Property TypeSingle Family Home
Details1,406 sqft · built 1979
Lot Size0.245 acres (10,690 sqft)
Owner2 Individual Names on Record
Last Sale$180,000 (Nov 2017)
Tax Bill$3,170 (2025)
Deeds & MortgagesNov 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN78.890.008.010

Property Details

APN / Parcel Number

Primary APN78.890.008.010

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,406 sqft Living Area
Basement Area1,329 sqft
Unfinished Basement1,329 sqft
FlooringLaminate Plank

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Exterior MaterialSiding
Construction TypeWood
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,690 sqft (0.245 acres)
Garage TypeAttached
Garage Area529 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area185 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1305 SUMMIT ST
CityYANKTON
StateSD
Zip57078-2677
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS2 LT 1 EXC LT H-1 BLK 8 WEST YANKTON
Legal SubdivisionWEST YANKTON
Legal Block8
Legal Lot Number1,H-1
JurisdictionYANKTON SD
Township / Civil DivisionYANKTON
Census Block Group4
Census Block4004
Census Tract966302

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1305 SUMMIT ST, YANKTON, SD 57078-2677
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2017 · Amount on Record
Deed SaleNov 2, 2017 · Amount on Record
Deed Book / Page537 / 337
Record UpdatedOct 29, 2026

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionYANKTON SD
Recording DateNov 2, 2017
Property Address1305 SUMMIT ST, YANKTON, SD 57078-2677
Document Number537/337
Book / Page537 / 337
Map ReferenceMB G PG 11
Instrument DateNov 1, 2017
Transaction TypeTransfer
Record UpdatedOct 26, 2021
Title CompanyYANKTON TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$180.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address805 E 15TH ST # ST206, 805, YANKTON, SD 57078-5021

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1305 SUMMIT ST, YANKTON, SD 57078-2677

Mortgage

Document Number537338
DateNov 2, 2017
Instrument537/338
Lender
NamePLAINS COMMERCE BANK
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateSouth Dakota
CountyYankton County
MunicipalityYankton City
Unified School DistrictYankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$256,000 (+14.34%) Land $23,600 Building $232,400$256,000 Land $23,600 Building $232,400
2025$3,170.00 (+1.64%)
2023$223,900 Land $23,600 Building $200,300
2022$3,119.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 81% of South Dakota
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemYANKTON
serves 15,411 people · EPA ID SD4600423
Water SourceGroundwater
Last State InspectionAug 2023
Also Mapped HereBY WATER DISTRICT
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable
1,250 / 60
Bluepeak
Cable · Fiber in parts of the area
1,000 / 30
AT&T
Fixed Wireless
100 / 20

May also be available: South Dakota Wireless Internet, Verizon.

Nearby Properties on Summit St

Nearby Streets

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