1304 Summit St, Yankton, SD 57078 Property Records

Yankton County property record for 1304 Summit St, Yankton, SD 57078

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 1,889 sqft · built 1988
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$295,000 (Aug 2021)
Tax Bill	$5,538 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`78.120.003.120`

Property Details

APN / Parcel Number

Primary APN	`78.120.003.120`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,889 sqft Living Area
Basement Area	1,510 sqft
Finished Basement	1,510 sqft
Unfinished Basement	1,510 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Garage Type	Attached
Garage Area	531 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1304 SUMMIT ST
City	YANKTON
State	SD
Zip	57078-2701
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 BLK 3 CHRISTENSEN HEIGHTS
Legal Subdivision	CHRISTENSEN HEIGHTS
Legal Block	3
Legal Lot Number	12
Jurisdiction	YANKTON SD
Township / Civil Division	YANKTON
Census Block Group	4
Census Block	4049
Census Tract	966302

Owner

Source: Yankton County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1304 SUMMIT ST, YANKTON, SD 57078-2701
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2021 · Amount on Record
Deed Sale	Aug 6, 2021 · Amount on Record
Prior Sale	Feb 8, 2016 · Amount on Record
Deed Book / Page	560 / 304
Prior Transfer Date	Jul 22, 2005
Prior Transfer Doc	456/578
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YANKTON SD
Recording Date	Aug 6, 2021
Property Address	1304 SUMMIT ST, YANKTON, SD 57078-2701
Document Number	560/304
Book / Page	560 / 304
Map Reference	MB S8 PG 45
Instrument Date	Aug 6, 2021
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	NOT AVAILABLE, YANKTON TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$295.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1304 SUMMIT ST, YANKTON, SD 57078-2701

Mortgage

Document Number	560305
Date	Aug 6, 2021
Instrument	560/305

Lender

Name	FIRST INTERNATIONAL BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Yankton County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Yankton County
Municipality	Yankton City
Unified School District	Yankton School District 63-3 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,700 (-) Land $23,500 Building $395,200	$418,700 (+58.96%) Land $23,500 Building $395,200
2025	$5,538.00 (+20.23%)	$418,700 (+14.78%) Land $23,500 Building $395,200
2023		$364,800 Land $23,500 Building $341,300
2022	$4,606.00
2021			$263,400 Land $23,500 Building $239,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of South Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	YANKTON serves 15,411 people · EPA ID SD4600423
Water Source	Groundwater
Last State Inspection	Aug 2023
Also Mapped Here	BY WATER DISTRICT
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 272 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable	1,250 / 60
Bluepeak Cable · Fiber in parts of the area	1,000 / 30
AT&T Fixed Wireless	100 / 20

May also be available: South Dakota Wireless Internet, Verizon.

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