1306 SW 19th Ter, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1306 SW 19th Ter, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,384 sqft · built 1995
Lot Size	0.323 acres (14,113 sqft)
Owner	Individual Name on File
Last Sale	$189,000 (Oct 2020)
Tax Bill	$2,391 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-20-37-35-0090-00000-0170`

Property Details

APN / Parcel Number

Primary APN	`1-20-37-35-0090-00000-0170`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,384 sqft Heated Area
Gross Area	2,079 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1995
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,113 sqft (0.323 acres)
Porch	Open Porch
Patio Area	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1306 SW 19TH TER
City	OKEECHOBEE
State	FL
Zip	34974-4844
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD DIXIE ESTATES (PLAT BOOK 5 PAGE 45) LOT 17
Legal Range	35E
Legal Township	37S
Legal Section	20
Legal Subdivision	OLD DIXIE ESTATES
Legal Lot Number	17
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3035
Census Tract	910601

Owner

1306 SW 19th Ter is owned and occupied by an individual who bought it in October 2020.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	1306 SW 19TH TER, OKEECHOBEE, FL 34974-4844
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2020 · Amount on File
Deed Sale	Oct 14, 2020 · Amount on File
Prior Sale	Aug 27, 2009 · Amount on File
Deed Document Number	2020009901
Record Updated	Jun 8, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 14, 2020
Property Address	1306 SW 19TH TER, OKEECHOBEE, FL 34974-4844
Document Number	0000009901
Instrument Date	Oct 9, 2020
Instrument	9901
Transaction Type	Transfer
Record Updated	Nov 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1306 SW 19TH TER OKEECHOBEE FL 349744844, OKEECHOBEE, FL 34974-4844

Mortgage

Document Number	9902
Date	Oct 14, 2020
Instrument	9902

Lender

Name	FIRST CMNTY MTG INC
Address	MURFREESBORO, TN 37129

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 13, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1306 SW 19th Ter was $2,391 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,391.00 Homeowner's exemption	$215,005	$241,201 Land $37,000 Building $204,201
2023	$2,905.00 (+6.53%) Homeowner's exemption	$202,860 (+3%)	$233,988 (+18.81%) Land $28,000 Building $205,988
2022	$2,727.00 Homeowner's exemption	$196,951 Land $25,000 Building $171,951	$196,951 Land $25,000 Building $171,951

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1306 SW 19th Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2004–2012)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1306 SW 19th Ter is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250