1245 SW 19th Ter, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 1245 SW 19th Ter, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,980 sqft · built 1980
Lot Size	0.307 acres (13,416 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Mar 2021)
Tax Bill	$2,489 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-20-37-35-0090-00000-0120`

Property Details

APN / Parcel Number

Primary APN	`1-20-37-35-0090-00000-0120`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,980 sqft Heated Area
Gross Area	3,512 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	13,416 sqft (0.307 acres)

Exterior Amenities

Pool Type	Fiberglass Pool
Pool Area	312 sqft
Porch	Open Porch
Patio Area	1,196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	1245 SW 19TH TER
City	OKEECHOBEE
State	FL
Zip	34974-4843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OLD DIXIE ESTATES (PLAT BOOK 5 PAGE 45) LOT 12
Legal Range	35E
Legal Township	37S
Legal Section	20
Legal Subdivision	OLD DIXIE ESTATES
Legal Lot Number	12
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	3
Census Block	3035
Census Tract	910601

Owner

1245 SW 19th Ter is owned and occupied by an individual who bought it in March 2021.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	1245 SW 19TH TER, OKEECHOBEE, FL 34974-4843
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 26, 2021 · Amount on File
Deed Sale	Mar 26, 2021 · Amount on File
Prior Sale	Aug 28, 1998 · Amount on File
Deed Document Number	2021003696
Record Updated	Jun 8, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Mar 26, 2021
Property Address	1245 SW 19TH TER, OKEECHOBEE, FL 34974-4843
Document Number	2021003696
Map Reference	MB 5 PG 45
Instrument Date	Mar 22, 2021
Instrument	2021003696
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	LAKE OKEECHOBEE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,330.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10020 US HIGHWAY 441 SE, 10020, OKEECHOBEE, FL 34974-1335

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1245 SW 19TH TER, OKEECHOBEE, FL 34974-4843

Mortgage

Document Number	2021003697
Date	Mar 26, 2021
Instrument	2021003697

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 1245 SW 19th Ter was $2,489 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,489.00 Homeowner's exemption	$222,151	$244,887 Land $37,000 Building $207,887
2023	$2,998.00 (+6.35%) Homeowner's exemption	$209,602 (+3%)	$237,819 (+16.87%) Land $28,000 Building $209,819
2022	$2,819.00 Homeowner's exemption	$203,497 Land $25,000 Building $178,497	$203,497 Land $25,000 Building $178,497

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1245 SW 19th Ter in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	6 (2004–2012)
Claims Outside the SFHA	6 of 6
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1245 SW 19th Ter is moderate, ranking above 40% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 87% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250