Okeechobee County property record for 1276 SW 19th Ter, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,744 sqft · built 1988 |
| Lot Size | 0.323 acres (14,113 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $250,000 (Mar 2021) |
| Tax Bill | $2,614 (2025) |
| Deeds & Mortgages | Mar 2021 Sale & Mortgage Jul 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-20-37-35-0090-00000-0160 |
| Primary APN | 1-20-37-35-0090-00000-0160 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,744 sqft Heated Area |
| Gross Area | 3,108 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,113 sqft (0.323 acres) |
| Porch | Open Porch |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 1276 SW 19TH TER |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-4844 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD DIXIE ESTATES (PLAT BOOK 5 PAGE 45) LOT 16 |
| Legal Range | 35E |
| Legal Township | 37S |
| Legal Section | 20 |
| Legal Subdivision | OLD DIXIE ESTATES |
| Legal Lot Number | 16 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 910601 |
Source: Okeechobee County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1276 SW 19TH TER, OKEECHOBEE, FL 34974-4844 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2021 | Warranty Deed, Transfer · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Jul 8, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SEACOAST NATIONAL BANK |
| Jan 22, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 2021 · Amount on Record |
| Deed Sale | Mar 31, 2021 · Amount on Record |
| Prior Sale | Jun 6, 2003 · Amount on Record |
| Deed Document Number | 2021004003 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | Mar 31, 2021 |
| Property Address | 1276 SW 19TH TER, OKEECHOBEE, FL 34974-4844 |
| Document Number | 2021004003 |
| Map Reference | MB 5 PG 45 |
| Instrument Date | Mar 30, 2021 |
| Instrument | 2021004003 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2021 |
| Title Company | LAKE OKEECHOBEE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,750.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1276 SW 19TH TER, 1276, OKEECHOBEE, FL 34974-4844 |
| Name | Verified Name |
|---|---|
| Address | 1276 SW 19TH TER, OKEECHOBEE, FL 34974-4844 |
| Document Number | 2021004004 |
|---|---|
| Date | Mar 31, 2021 |
| Instrument | 2021004004 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 1276 SW 19TH TER, OKEECHOBEE, FL 34974-4844 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0008270500 |
|---|---|
| Date | Jul 8, 2019 |
| Book Page | 0827/0500 |
| Instrument | 2019006950 |
| Name | SEACOAST NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | STUART, FL 34995 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jun 21, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Property Address | 1276 SW 19TH TER, OKEECHOBEE, FL 34974-4844 |
| Document Number | 0000001302 |
| Instrument Date | Jan 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1276 SW 19TH TER OKEECHOBEE FL 349744844, OKEECHOBEE, FL 34974-4844 |
| Document Number | 0000001302 |
|---|---|
| Date | Feb 5, 2020 |
| Instrument | 1302 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2050 |
Source: Okeechobee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,614.00 (-16.06%) Homeowner's exemption Widower's exemption | $236,251 (+5.99%) | $267,015 (+2.63%) Land $37,000 Building $230,015 |
| 2023 | $3,114.00 (+4.04%) Homeowner's exemption Widower's exemption | $222,906 (+3%) | $260,168 (+20.22%) Land $28,000 Building $232,168 |
| 2022 | $2,993.00 Homeowner's exemption Widower's exemption | $216,414 Land $25,000 Building $191,414 | $216,414 Land $25,000 Building $191,414 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 6 (2004–2012) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2012 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | Haloacetic acids resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 136 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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