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1306 Riverside Dr, Prospect, KY 40059 Property Records

Oldham County property record for 1306 Riverside Dr, Prospect, KY 40059 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,519 sqft · built 1994
Lot Size0.219 acres (9,540 sqft)
OwnerIndividual Name on File
Last Sale$300,000 (Sep 2019)
Tax Bill$3,752 (2025)
Deeds & MortgagesMar 2017 Mortgage
Sep 2019 Sale
Flood ZoneZone AE (high risk)
APN01-01A-00-33

Property Details

APN / Parcel Number

Primary APN01-01A-00-33
Alternative APN
  • 62686

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,519 sqft Living Area
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Exterior MaterialWood
Construction TypeFrame
Foundation TypeConcrete
Roof MaterialComposition Shingle
Lot Area9,540 sqft (0.219 acres)
Garage TypeBasement
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number62686
Street Address1306 RIVERSIDE DR
CityPROSPECT
StateKY
Zip40059-9063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & .219AC
Legal Lot Number33
JurisdictionOLDHAM KY
Township / Civil DivisionPEWEE VALLEY
Census Block Group1
Census Block1000
Census Tract30801

Owner

Source: Oldham County records · APN 01-01A-00-33

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address1306 RIVERSIDE DR, PROSPECT, KY 40059-9063
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 10, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Sep 23, 2019Warranty Deed, Transfer
HORNE TITLE

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 23, 2019 · Amount on Record
Deed SaleSep 23, 2019 · Amount on Record
Deed Document Number557405
Deed Book / PageD1227 / 0360
Record UpdatedJun 08, 2026

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOLDHAM KY
Property Address1306 RIVERSIDE DR, PROSPECT, KY 40059-9063
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST TITLE COMPANY, FIRST TITLE & ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document NumberM2251/788
DateMar 10, 2017
Book PageM2251/788
Instrument522181
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueApr 01, 2032

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOLDHAM KY
Recording DateSep 23, 2019
Property Address1306 RIVERSIDE DR, PROSPECT, KY 40059-9063
Document NumberD1227/0360
Book / PageD1227 / 0360
Map ReferenceMB 68 PG 143
Instrument DateSep 19, 2019
Instrument557405
Transaction TypeTransfer
Record UpdatedNov 16, 2021
Title CompanyHORNE TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1440 HAVEN HILL DR, 1440, DAYTON, OH 45459-1550

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address3905 BURNING BUSH RD, LOUISVILLE, KY 40241-1614

Tax Assessment & Valuation

Source: Oldham County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,752.00 (-0.11%) Homeowner's exemption$350,000 (+16.67%) Land $100,000 Building $250,000$350,000 (+16.67%) Land $100,000 Building $250,000
2023$3,756.00$300,000 Land $100,000 Building $200,000$300,000 Land $100,000 Building $200,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oldham County (21185C), updated October 15, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211850308011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 93 individual NFIP policies nearby
Nearby Flood Policies93 in force
Nearby Flood Claims776 (1978–2025)
Claims Outside the SFHA47 of 776
Most Recent ClaimApr 2025, other causes, Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 29 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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