Oldham County property record for 1218 Riverside Dr, Prospect, KY 40059
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,290 sqft · built 1981 |
| Lot Size | 0.212 acres (9,235 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $17,000 (Mar 2021) |
| Tax Bill | $8,908 (2025) |
| Deeds & Mortgages | Feb 2018 Mortgage Sep 2018 Line of Credit + 4 more |
| Flood Zone | Zone AE (high risk) |
| APN | 01-01A-00-40 |
| Primary APN | 01-01A-00-40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 2,290 sqft Living Area |
| Family Room | Family Room |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 9,235 sqft (0.212 acres) |
| Garage Type | Attached |
| Garage Area | 284 sqft |
| Driveway | Concrete Driveway |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 64749 |
|---|---|
| Street Address | 1218 RIVERSIDE DR |
| City | PROSPECT |
| State | KY |
| Zip | 40059-9062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & .212AC |
| Legal Subdivision | HARMONY VILLAGE |
| Legal Lot Number | 40 |
| Jurisdiction | OLDHAM KY |
| Township / Civil Division | PEWEE VALLEY |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 30801 |
Source: Oldham County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4718 POPLAR LEVEL RD, LOUISVILLE, KY 40213-2402 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 14, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Sep 20, 2018 | Deed of Trust, Mortgage · Line of Credit BRANCH BANKING AND TRUST CO |
| Jun 3, 2020 | Deed of Trust, Mortgage · VA Mortgage STATEWIDE MORTGAGE INC |
| Sep 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage REPUBLIC BANK & TRUST CO |
| Aug 27, 2020 | Warranty Deed, Transfer NOT AVAILABLE, HONOR TITLE LLC |
| Jul 23, 2019 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 25, 2021 · Amount on Record |
| Deed Sale | Mar 25, 2021 · Amount on Record |
| Prior Sale | Mar 22, 2006 · Amount on Record |
| Deed Document Number | 2021627814 |
| Deed Book / Page | 1282 / 522 |
| Prior Transfer Date | Oct 23, 2011 |
| Prior Transfer Doc | D1011/134 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1218 RIVERSIDE DR, PROSPECT, KY 40059-9062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2295/271 |
|---|---|
| Date | Feb 14, 2018 |
| Book Page | M2295/271 |
| Instrument | 535719 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1218 RIVERSIDE DR, PROSPECT, KY 40059-9062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | BLYIHE TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | M2321/0893 |
|---|---|
| Date | Sep 20, 2018 |
| Book Page | M2321/0893 |
| Instrument | 543849 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27101 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Aug 24, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1218 RIVERSIDE DR, PROSPECT, KY 40059-9062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2418/928 |
|---|---|
| Date | Jun 3, 2020 |
| Book Page | M2418/928 |
| Instrument | 576511 |
| Name | STATEWIDE MORTGAGE INC |
|---|---|
| Address | LOUISVILLE, KY 40223 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLDHAM KY |
| Property Address | 1218 RIVERSIDE DR, PROSPECT, KY 40059-9062 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | M2445/426 |
|---|---|
| Date | Sep 2, 2020 |
| Book Page | M2445/426 |
| Instrument | 592657 |
| Name | REPUBLIC BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Aug 27, 2020 |
| Property Address | 1218 RIVERSIDE DR, PROSPECT, KY 40059-9062 |
| Document Number | D1258/532 |
| Book / Page | D1258 / 532 |
| Map Reference | MB 68 PG 143 |
| Instrument Date | Aug 26, 2020 |
| Instrument | 590960 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2021 |
| Title Company | NOT AVAILABLE, HONOR TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1218 RIVERSIDE DR, 1218, PROSPECT, KY 40059-9062 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 4718 POPLA LEVEL RD, LOUISVILLE, KY 40213-2402 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OLDHAM KY |
| Recording Date | Jul 23, 2019 |
| Property Address | 1218 RIVERSIDE DR, PROSPECT, KY 40059-9062 |
| Document Number | D1222/0283 |
| Book / Page | D1222 / 0283 |
| Map Reference | MB 1 PG 10 |
| Instrument Date | Jul 12, 2019 |
| Instrument | 554551 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2001 RIVER VIEW CT, PROSPECT, KY 40059-8070 |
| Name | Verified Name |
|---|---|
| Address | 1218 RIVERSIDE DR, PROSPECT, KY 40059-9062 |
Source: Oldham County assessment roll, as of December 23, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Oldham County |
| Unified School District | Oldham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,908.00 (+3.9%) | $720,000 (+4.35%) Land $100,000 Building $620,000 | $720,000 (+4.35%) Land $100,000 Building $620,000 |
| 2023 | $8,574.00 | $690,000 Land $100,000 Building $590,000 | $690,000 Land $100,000 Building $590,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 93 policies |
| Nearby Flood Policies | 93 in force |
| Nearby Flood Claims | 776 (1978–2025) |
| Claims Outside the SFHA | 47 of 776 |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 97.3% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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