1316 Riverside Dr, Prospect, KY 40059 Property Records

Oldham County property record for 1316 Riverside Dr, Prospect, KY 40059

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,266 sqft · built 1991
Lot Size0.225 acres (9,801 sqft)
OwnerCompany Name on Record
Tax Bill$3,864 (2025)
Flood ZoneZone AE (high risk)
APN01-01A-00-28

Property Details

APN / Parcel Number

Primary APN01-01A-00-28
Alternative APN
  • 45439

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories2 Stories
Building Area2,266 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Exterior MaterialConcrete Block
Construction TypeFrame
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area9,801 sqft (0.225 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number45439
Street Address1316 RIVERSIDE DR
CityPROSPECT
StateKY
Zip40059-9063
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHOUSE & .225AC
Legal Lot Number28
JurisdictionOLDHAM KY
Township / Civil DivisionPEWEE VALLEY
Census Block Group1
Census Block1000
Census Tract30801

Owner

Source: Oldham County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4007 PRODUCE RD, LOUISVILLE, KY 40218-3007
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateMay 2, 2011
Transfer DocD997/129
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Oldham County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyOldham County
Unified School DistrictOldham County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,864.00 (+12.1%)$310,000 (+12.73%) Land $100,000 Building $210,000$310,000 (+12.73%) Land $100,000 Building $210,000
2023$3,447.00$275,000 Land $100,000 Building $175,000$275,000 Land $100,000 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 93 policies
Nearby Flood Policies93 in force
Nearby Flood Claims776 (1978–2025)
Claims Outside the SFHA47 of 776
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 70 claims
  • Severe Storms, Tornadoes, And Flooding, May 2011 · 78 claims
  • Severe Storm, Flooding, And Tornadoes, Mar 1997 · 105 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUISVILLE WATER COMPANY
private · serves 806,997 people · EPA ID KY0560258
Water SourceSurface water
Last State InspectionOct 2023
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000

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