13056 Middle Delaware Rd, Henderson, KY 42420 Property Records

Henderson County property record for 13056 Middle Delaware Rd, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,617 sqft · built 2008
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$30,000 (Aug 2007)
Tax Bill	$3,670 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`89-53.7`

Property Details

APN / Parcel Number

Primary APN	`89-53.7`
Alternative APN	`28910`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,617 sqft Finished Area
Basement Area	2,242 sqft
Family Room	Family Room

Exterior

Year Built	Built 2008
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	554 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	282 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	28910
Street Address	13056 MIDDLE DELAWARE RD
City	HENDERSON
State	KY
Zip	42420-9548
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	SINGLE FAMILY
Legal Subdivision	BLACKBERRY ESTATES
Legal Lot Number	5
Jurisdiction	HENDERSON KY
Township / Civil Division	HEBBARDSVILLE-ROBARDS
Census Block Group	3
Census Block	3002
Census Tract	20800

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	13056 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2023	Deed of Trust, Mortgage · Line of Credit FIELD & MAIN BANK
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIELD & MAIN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2007 · Amount on Record
Deed Sale	Aug 28, 2007 · Amount on Record
Deed Document Number	0000557325
Deed Book / Page	557 / 325
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	13056 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548
Transaction Type	Mortgage
Record Updated	May 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1416/306
Date	Apr 13, 2023
Book Page	MT1416/306
Instrument	2023003286

Lender

Name	FIELD & MAIN BANK
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 7, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	13056 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548
Transaction Type	Mortgage
Record Updated	May 5, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1309/896
Date	Apr 16, 2020
Book Page	MT 1309/896
Instrument	2020003499

Lender

Name	FIELD & MAIN BANK
Type	Bank
Address	HENDERSON, KY 42419

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2040

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,670.00 (+17.29%)	$326,000 (+18.55%)	$326,000 (+18.55%)
2023	$3,129.00	$275,000	$275,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1997–2025)
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Watch TV Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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