13011 Middle Delaware Rd, Henderson, KY 42420 Property Records

Henderson County property record for 13011 Middle Delaware Rd, Henderson, KY 42420

Property Summary

Property TypeSingle Family Home
Details4,178 sqft · built 1993
Lot Size3.31 acres (144,314 sqft)
Owner2 Individual Names on Record
Tax Bill$2,970 (2025)
Deeds & MortgagesOct 2025 Line of Credit
Sep 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN89-67.1

Property Details

APN / Parcel Number

Primary APN89-67.1
Alternative APN
  • 2664

Interior

Stories2 Stories
Building Area4,178 sqft Finished Area
Basement Area2,132 sqft

Exterior

Year BuiltBuilt 1993
Exterior MaterialBrick Veneer
Construction TypeWood
Foundation TypeBlock
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area144,314 sqft (3.31 acres)
Garage TypeAttached
Garage Area519 sqft
Parking Spaces2 Parking Spaces
Pool TypeIn-Ground Vinyl Pool

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number2664
Street Address13011 MIDDLE DELAWARE RD
CityHENDERSON
StateKY
Zip42420-9548
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRESIDENTIAL
Legal DescriptionSINGLE FAMILY
Legal SubdivisionJAMES W. NEWMAN
Legal Lot Number1
JurisdictionHENDERSON KY
Township / Civil DivisionHEBBARDSVILLE-ROBARDS
Census Block Group3
Census Block3001
Census Tract20800

Owner

Source: Henderson County records, as of November 24, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address13011 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 23, 2025Deed of Trust, Mortgage · Line of Credit
LIBERTY FCU
Sep 8, 2023Deed of Trust, Mortgage · Line of Credit
THE GERMAN AMERICAN BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Property Address13011 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548
Transaction TypeMortgage
Record UpdatedNov 3, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0MT1484/62
DateOct 23, 2025
Book PageMT1484/62
Instrument2025010107
Lender
NameLIBERTY FCU
TypeCredit Union
Address4401 THEATER DR, EVANSVILLE, IN 47715
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueSep 15, 2055
Interest
Change FrequencyMonthly

September 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON KY
Property Address13011 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548
Transaction TypeMortgage
Record UpdatedSep 27, 2023
Title CompanyFOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number001426/909
DateSep 8, 2023
Book Page1426/909
Instrument2023008219
Lender
NameTHE GERMAN AMERICAN BANK
TypeBank
AddressHENDERSON, KY 42420
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 20, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of April 1, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyHenderson County
Unified School DistrictHenderson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,970.00 (-0.37%) Homeowner's exemption$312,000 (+19.17%)$312,000 (+19.17%)
2023$2,981.00$261,800$261,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims3 (1997–2025)
Most Recent ClaimApr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Kentucky
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHENDERSON COUNTY WATER DISTRICT
serves 17,447 people · EPA ID KY0510189
Water SourcePurchased surface water from several systems
Last State InspectionOct 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber
2,000 / 2,000
Watch TV
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Middle Delaware Rd

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