Henderson County property record for 13051 Middle Delaware Rd, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,383 sqft · built 1964 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $349,500 (Mar 2026) |
| Tax Bill | $1,257 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2021 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 89-67 |
| Primary APN | 89-67 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,383 sqft Finished Area |
| Basement Area | 1,383 sqft |
| Unfinished Basement | 1,383 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Stone |
| Construction Type | Wood |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Width | 191 ft Width |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 497 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 33001 |
|---|---|
| Street Address | 13051 MIDDLE DELAWARE RD |
| City | HENDERSON |
| State | KY |
| Zip | 42420-9548 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | KEACH MIDDLE DELAWARE RD |
| Legal Lot Number | 1 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | HEBBARDSVILLE-ROBARDS |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 20800 |
Source: Henderson County records, as of April 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13051 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FIELD & MAIN BANK |
| Mar 26, 2021 | Deed of Trust, Mortgage · Line of Credit FIELD & MAIN BANK |
| Jul 19, 2016 | Deed of Trust, Mortgage · Line of Credit FLELD & MAIN BANK INC |
| Mar 2, 2026 | Deed, Transfer · Conventional Mortgage LIBERTY FCU |
| Jul 27, 2011 | Deed, Transfer · Conventional Mortgage OHIO VALLEY FINANCIAL GROUP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 2, 2026 · Amount on Record |
| Deed Sale | Mar 2, 2026 · Amount on Record |
| Prior Sale | Jul 27, 2011 · Amount on Record |
| Deed Document Number | 20261975 |
| Deed Book / Page | 689 / 365 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 13051 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13051 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548 |
| Document Number | MT1349/110 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | MT 1349/110 |
| Instrument | 2021003284 |
| Name | FIELD & MAIN BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42419 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 13051 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|---|
| Address | 13051 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548 |
| Document Number | MT1349/128 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | MT 1349/128 |
| Instrument | 2021003285 |
| Name | FIELD & MAIN BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42419 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Mar 25, 2031 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 13051 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2026 |
| Name | Verified Name |
|---|
| Document Number | MT1216/839 |
|---|---|
| Date | Jul 19, 2016 |
| Book Page | MT 1216/839 |
| Instrument | 2016008017 |
| Name | FLELD & MAIN BANK INC |
|---|---|
| Type | Non-Lending Institution |
| Address | HENDERSON, KY 42419 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 25, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Mar 2, 2026 |
| Property Address | 13051 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548 |
| Document Number | 0RE689/365 |
| Book / Page | RE689 / 365 |
| Map Reference | MB 9 PG 396B |
| Instrument Date | Feb 23, 2026 |
| Instrument | 2026001975 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Title Company | FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $349.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6648 AUTUMN CRK, OWENSBORO, KY 42301-8046 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 13051 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548 |
| Investor | Possibly a Property Investor |
| Document Number | 2026001976 |
|---|---|
| Date | Mar 2, 2026 |
| Instrument | 2026001976 |
| Name | LIBERTY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Jul 27, 2011 |
| Property Address | 13051 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548 |
| Document Number | 000583/489 |
| Book / Page | 583 / 489 |
| Instrument Date | Jul 25, 2011 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $80.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 902 CONSTANZA CT, HENDERSON, KY 42420-5335 |
| Name | Verified Name |
|---|---|
| Address | 13051 MIDDLE DELAWARE RD, HENDERSON, KY 42420-9548 |
| Document Number | 001086/145 |
|---|---|
| Date | Jul 27, 2011 |
| Book Page | 1086/145 |
| Name | OHIO VALLEY FINANCIAL GROUP |
|---|---|
| Address | HENDERSON, KY 42420 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Aug 1, 2026 |
Source: Henderson County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,257.00 (+22.87%) Homeowner's exemption | $157,500 (+18.42%) | $157,500 (+18.42%) |
| 2023 | $1,023.00 Homeowner's exemption | $133,000 | $133,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 3 (1997–2025) |
| Most Recent Claim | Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Watch TV Fixed Wireless | 100 / 20 |
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