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13025 Cooper Rd, Spring Hill, FL 34609 Property Records

Hernando County property record for 13025 Cooper Rd, Spring Hill, FL 34609 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 575 sqft · built 1995
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$26,000 (Sep 1990)
Tax Bill$2,566 (2025)
Deeds & MortgagesDec 2020 Second Mortgage
Flood ZoneZone X (minimal risk)
APNR32-323-17-5110-0709-0040

Property Details

APN / Parcel Number

Primary APNR32-323-17-5110-0709-0040
Alternative APNs
  • 00416446
  • 416446

Interior

Bedrooms3 Beds
Full Baths3 Baths
Plumbing Fixtures14 Plumbing Fixtures
Total Rooms1 Room
Stories1 Story
Building Area575 sqft Living Area
1st Floor Area2,792 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 2002
Exterior MaterialStucco
Construction TypeConcrete
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Lot Dimensions240 ft deep x 181 ft wide
Garage Area575 sqft

Exterior Amenities

Pool Area364 sqft
PorchPorch
Porch Area1,469 sqft
Deck Area132 sqft
Patio Area688 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account Number00416446
Street Address13025 COOPER RD
CitySPRING HILL
StateFL
Zip34609-5923
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSPRING HILL UNIT 11 BLK 709 LOT 4
Legal Range18E
Legal Township23S
Legal Section28
Legal SubdivisionSPRING HILL UNIT 11
Legal Block709
Legal Lot Number4
Legal Unit11
JurisdictionHERNANDO FL
Township / Civil DivisionSPRING HILL
Census Block Group1
Census Block1014
Census Tract40912

Owner

Source: Hernando County records · APN R32-323-17-5110-0709-0040

Assessment roll updated October 31, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address13025 COOPER RD, SPRING HILL, FL 34609-5923
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 01, 1990 · Amount on Record
Deed SaleSep 01, 1990 · Amount on Record
Deed Document Number0000796615
Record UpdatedJun 08, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHERNANDO FL
Property Address13025 COOPER RD, SPRING HILL, FL 34609-5923
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0039181962
DateDec 01, 2020
Book Page3918/1962
Instrument2020075073
Lender
NameMIDFLORIDA CU
TypeCredit Union
AddressLAKELAND, FL 33802
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueDec 01, 2035

Tax Assessment & Valuation

Source: Hernando County records · Assessment roll updated October 31, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHernando County
Unified School DistrictHernando County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,566.00 (+1.18%) Additional exemption filed$224,212 (+5.99%)$505,351 (-0.3%) Land $96,382 Building $408,969
2023$211,547 (+3%) Land $211,547
2022$2,536.00 Homeowner's exemption$205,385$506,897 Land $87,620 Building $419,277

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hernando County (12053C), updated April 19, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120530409121, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 18 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies18 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Open InfraFiber8,000 / 8,000
WOW Internet, Cable & PhoneFiber5,000 / 5,000
Tillman Global HoldingsFiber2,000 / 2,000
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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