1305 Shuler St, Elgin, IL 60123 Property Records

Kane County property record for 1305 Shuler St, Elgin, IL 60123

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,352 sqft · built 2001
Lot Size0.15 acres (6,552 sqft)
Owner2 Individual Names on Record
Last Sale$223,000 (Sep 2019)
Tax Bill$7,631 (2025)
Deeds & MortgagesSep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN06-15-455-007

Property Details

APN / Parcel Number

Primary APN06-15-455-007

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,352 sqft Living Area
Gross Area2,704 sqft
1st Floor Area1,352 sqft
Basement Area1,352 sqft

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Construction TypeFrame
Lot Area6,552 sqft (0.15 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address1305 SHULER ST
CityELGIN
StateIL
Zip60123-6021
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionWASHINGTON HEIGHTS ADDN LOT 1 BLOCK 29
Legal SubdivisionASHINGTON HEIGHTS ADDN
Legal Block29
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionELGIN
Census Block Group1
Census Block1017
Census Tract851101

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1035 SHULER ST, ELGIN, IL 60123-6129
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 17, 2019 · Amount on Record
Deed SaleSep 17, 2019 · Amount on Record
Prior SaleNov 4, 2016 · Amount on Record
Deed Document Number201943403
Prior Transfer DateDec 22, 2010
Prior Transfer Doc0000013371
Record UpdatedOct 29, 2026

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateSep 17, 2019
Property Address1305 SHULER ST, ELGIN, IL 60123-6021
Document Number0000043403
Instrument DateSep 13, 2019
Instrument2019K043403
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$223.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address1035 SHULER ST, ELGIN, IL 60123-6129

Mortgage

Document Number0000043404
DateSep 17, 2019
Instrument2019K043404
Lender
NameFIRST CENTENNIAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049
Interest
Rate TypeFixed Rate
Rate3.62%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,631.00 (+15.85%) Homeowner's exemption$108,034 (+8.57%) Land $15,904 Building $92,130$324,232 (+8.57%) Land $47,731 Building $276,501
2024$99,507 (+21.39%) Land $14,649 Building $84,858$298,640 (+21.44%) Land $43,965 Building $254,676
2022$6,587.00 (+4.54%) Homeowner's exemption$81,970 (+6.96%) Land $12,067 Building $69,903$245,910 (+6.96%) Land $36,201 Building $209,709
2021$6,301.00 Homeowner's exemption$76,636 Land $11,282 Building $65,354$229,908 Land $33,846 Building $196,062

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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